我国商业银行中间业务增收问题研究

发布时间：2018-03-23 00:20

本文选题：中间业务　切入点：SWOT分析法　出处：《首都经济贸易大学》2012年硕士论文　论文类型：学位论文

【摘要】：本文的主要内容是根据近年来我国商业银行中间业务发展情况，，结合笔者在从业过程中对我国商业银行中间业务发展的切身体会，针对中间业务增收问题进行的相关研究。中间业务是商业银行三大支柱型业务之一，但其在国内的发展远远不及国外商业银行，但是近年来，随着客户认知程度的提高以及政策的不断放开与倾斜，我国商业银行中间业务实现了跨越式增长。在这样的背景之下，面对广阔的市场前景，国内商业银行纷纷采取各种方法竞争新市场，拓展新客户。但是，在发展的过程中，受到市场环境和政策因素的影响，商业银行中间业务的发展模式以及未来的发展趋势受到重重阻碍。撰写本文的主要目的是通过对我国商业银行中间业务发展的现实背景、现状分析以及产品状况进行论证，强调中间业务发展的必然性和必要性，明确我国商业银行中间业务发展的机遇与挑战，通过对产品现状和未来发展趋势及是市场环境的预测，为商业银行中间业务增收方向提供一定的建议。文章采用SWOT分析法对中间业务产品的发展情况加以分析，从而得出优势产品、潜力产品和一般产品的分类。运用定性与定量分析相结合的方法，对中间业务发展现状、面临的机遇与挑战以及产品的发展趋势予以论证。
[Abstract]:The main content of this paper is based on the development of intermediary business in China's commercial banks in recent years, combined with the author's personal experience in the development of intermediary business of commercial banks in China. The research on increasing the income of intermediate business. Intermediary business is one of the three pillar businesses of commercial banks, but its development in China is far from that of foreign commercial banks, but in recent years, With the improvement of customer cognition and the unceasing liberalization and inclination of policy, the intermediate business of commercial banks in our country has realized the leapfrog growth. Under this background, facing the broad market prospect, Domestic commercial banks have adopted various methods to compete in new markets and expand new customers. However, in the process of development, they are influenced by market environment and policy factors. The development mode and future development trend of commercial bank intermediary business are hindered. The main purpose of this paper is to demonstrate the reality background, current situation analysis and product condition of commercial bank intermediate business development in our country. This paper emphasizes the necessity and inevitability of the development of intermediate business, defines the opportunities and challenges of the development of intermediate business of commercial banks in China, and forecasts the present situation of products, the trend of future development and the market environment. This paper uses SWOT analysis method to analyze the development of intermediate business products, so as to obtain the superior products. The classification of potential products and general products. By combining qualitative and quantitative analysis, the paper demonstrates the present situation, opportunities and challenges of intermediate business development, as well as the trend of product development.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2

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