功能视角下构建与完善农村金融服务体系的思路——以山东省东营市为例

发布时间：2018-03-26 16:38

本文选题：金融功能观　切入点：农村金融　出处：《理论探讨》2010年04期

【摘要】：农村金融改革的滞后是制约我国解决三农问题的瓶颈,发展现代农业、推进社会主义新农村建设都离不开金融的支持和保障。针对山东省东营市当前农村金融服务体系中存在的问题,结合黄河三角洲高效生态经济区发展的历史机遇,本着充分发挥农村金融服务农村经济的功能,提出了构建山东省东营市农村金融服务体系的思路:由东营市农村经济发展目标确定农村金融的功能定位,并在改善农村金融生态环境的基础上进行金融结构优化以及业务配置,同时建立起风险分担与补偿机制,实现金融机构与金融市场的良性互动,促进经济的持续发展。
[Abstract]:The lagging of rural financial reform is the bottleneck of solving the problems of agriculture, rural areas and farmers in China and the development of modern agriculture. The construction of new socialist countryside can not be promoted without the support and guarantee of finance. In view of the problems existing in the current rural financial service system in Dongying City, Shandong Province, the historical opportunities for the development of the efficient ecological economic zone in the Yellow River Delta are combined. In order to give full play to the function of rural financial services to rural economy, this paper puts forward the idea of constructing rural financial service system in Dongying City of Shandong Province: the function orientation of rural finance is determined by the development goal of rural economy in Dongying City, Shandong Province. On the basis of improving the rural financial ecological environment, financial structure optimization and business allocation are carried out. At the same time, the risk-sharing and compensation mechanism is established to realize the benign interaction between financial institutions and financial markets, and to promote the sustainable development of economy.
【作者单位】：中国石油大学(华东)经济管理学院;黄河三角洲经济与文化研究中心;
【基金】：东营市社科联重点项目《东营市完善农村金融服务体系对策研究》(DSKZ2008-8) 中国石油大学校基金项目《建立与完善山东省农村金融服务体系研究》(2007-B-12)的阶段性成果
【分类号】：F832.1

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