铁岭银行A支行房地产贷款贷后管理研究

发布时间：2018-04-10 01:38

本文选题：铁岭银行　切入点：房地产贷款　出处：《大连理工大学》2012年硕士论文

【摘要】：房地产贷款是铁岭银行A支行主要的赢利资产模式,也是最具风险性的资产之一。而如何将这种风险控制在最低限度并获取最大程度的赢利效果,是铁岭银行A支行所关注的焦点。本文的写作主旨在于探讨如何完善铁岭银行A支行目前房地产贷款贷后管理办法,尽可能降低其信贷风险危机。本文以铁岭A支行房地产贷款的贷后管理为研究对象,通过对该行现行房地产贷款贷后管理的实际工作的分析探究,在总结归纳其存在的问题的同时,提出了相应的针对性改革方案措施。全文共分为五部分：第一章为绪论部分,具体阐述了铁岭银行A支行房地产贷款贷后管理研究的时代背景,简述其研究意义,并引据国内外文献对房地产贷款贷后管理研究现状加以概述；第二章进行理论性延伸,主要对我国房地产信贷的基本概念及其贷后管理予以概述,并对新形势下我国贷后管理未来的改革方向进行了大致的分析；第三章详述了铁岭银行A支行实际房地产贷款贷后管理现状,具体介绍了其现行信贷管理制度与贷款贷后管理工作,并着重对其房地产贷款贷后管理中存在的问题与缺陷加以系统分析论证；第四章提出改进方案,在结合铁岭银行A支行实际房地产贷款项目案例的同时,对第三章中提到的问题加以具体深化,并对针对性的提出相应的改革方案措施；第五章进行改革方案实际改进效果预测,以预期的方式对改革方案进行全面分析评价。
[Abstract]:Real estate loan is the main profitable asset model of Tieling Bank A Branch, and also one of the most risky assets.How to keep the risk to a minimum and obtain the maximum profit effect is the focus of Tieling Bank A Branch.The main purpose of this paper is to discuss how to improve the management method of real estate loan in Tieling Bank A Branch A and reduce its credit risk crisis as much as possible.This paper takes the post-loan management of real estate loan of Tieling A Branch Bank as the research object, through the analysis and exploration of the actual work of the real estate loan post-loan management of Tieling A Branch Bank, summarizes the existing problems.The corresponding targeted reform measures are put forward.The full text is divided into five parts: the first chapter is the introduction part, elaborated the time background of the real estate loan management research of Tieling Bank A Branch A, briefly stated its research significance.According to the domestic and foreign literature to summarize the current situation of real estate loan post-loan management. Chapter two is theoretical extension, mainly to the basic concept of real estate credit and its post-loan management.In the third chapter, the current situation of real estate loan management of Tieling Bank A is described in detail.It introduces the current credit management system and the post-loan management work, and focuses on the real estate loan loan management problems and defects to be systematically analyzed and demonstrated.In combination with the real estate loan project case of Tieling Bank A Branch, the problems mentioned in the third chapter are deepened, and the corresponding reform measures are put forward.The fifth chapter forecasts the actual improvement effect of the reform scheme, and makes a comprehensive analysis and evaluation of the reform plan in the expected way.
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.45

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