XX港X公司物流金融风险管理研究

发布时间：2018-05-14 11:35

本文选题：物流金融 + 风险管理　；参考：《大连海事大学》2012年硕士论文

【摘要】：物流金融服务业务在国外开展较早,相关的业务模式和技术比较成熟。而在我国,物流金融服务业务的发展才刚刚起步,只有一些具有一定规模和客户群体,并且资信良好的物流公司才有这方面的探索和实践。物流金融是结合现代物流与金融的一种创新型服务,通过对物流、资金流、信息流的集成管理,物流金融服务业务使物流企业、货主企业和银行实现多方共赢。对于物流企业而言,参与物流金融服务业务是增强其市场竞争力的有效手段,所以物流金融服务业务具有广阔的发展空间。但是在发展的同时,物流企业也会面临着一些前所未有的风险与困难。本文从对物流金融以及风险管理的相关概念与理论的探讨出发,完全以第三方物流企业的视角,对融通仓、保兑仓等物流金融服务业务的基本运作模式进行了分析和研究,并且对目前物流金融行业所面临的普遍风险,如：环境风险、质押物风险、信息风险、流程风险、人员素质风险等进行了归纳和总结。在对物流金融及相关理论研究的基础上,本文对XX港X公司物流金融服务业务的几类具体业务模式,如：存货质押监管模式、委托监管模式、保兑仓模式、集中授信业务模式等的发展历程和具体的业务流程情况进行了深入的介绍。并且在此基础上,对XX港X公司物流金融服务业务的各个具体业务模式中存在的风险问题进行了逐项的梳理。其后,通过对各项风险问题的归纳与总结,本文从政策、法律环境方面、信用体系方面、内部管理环境方面、质押物状况方面、操作流程方面、员工业务素质等方面,提炼出了XX港X公司在参与物流金融服务业务过程中,所面临的风险问题的形成因素。在分析了XX港X公司开展物流金融服务业务所面临的风险问题的同时,本文对UPS公司以及中储股份等国内外知名物流公司在物流金融领域方面的经验,进行了搜集、归纳和总结,并在此基础上结合XX港X公司物流金融运作的实践情况,以XX港x公司在参与物流金融服务业务中所面临的各类风险的形成因素为分析问题、解决问题的突破点,针对XX港X公司在参与物流金融服务业务中,所面临的各类风险,以实际业务操作的角度出发,从加强政策、法律环境风险管理,加强客户信用风险管理,加强企业内部的风险管理意识,加强质押物风险的管理,加强业务开展规划与控制工作,加强业务流程设计的执行能力等多个方面,提出了一系列有针对性的风险应对建议。本文提出的一系列有关XX港X公司物流金融风险管理的建议,完全从XX港X公司开展物流金融服务业务的具体实践情况出发,是站在了第三方物企业的角度,探讨与物流金融服务业务开展过程中相关的风险管理和风险应对措施等具体问题,希望能给第三方物流企业在参与物流金融服务业务时带来一些启示。
[Abstract]:Logistics financial service business developed earlier abroad, the related business model and technology is relatively mature. In our country, the development of logistics financial service business has just started, only some logistics companies with certain scale and customer group, and good credit to explore and practice in this area. Logistics finance is an innovative service combined with modern logistics and finance. Through the integrated management of logistics, capital flow and information flow, logistics financial service business enables logistics enterprises, shippers and banks to achieve a win-win situation. For the logistics enterprises, participating in the logistics financial service business is an effective means to enhance their market competitiveness, so the logistics financial service business has a broad development space. But at the same time, logistics enterprises will also face some unprecedented risks and difficulties. Based on the discussion of the related concepts and theories of logistics finance and risk management, this paper analyzes and studies the basic operation mode of logistics financial service business, such as finance warehouse and confirmed warehouse, from the perspective of third party logistics enterprises. And the general risks faced by the logistics financial industry, such as: environmental risk, pledge risk, information risk, process risk, personnel quality risk and so on are summarized and summarized. On the basis of the research on logistics finance and related theories, this paper gives some specific business models of XX Port X company's logistics financial service business, such as inventory pledge supervision mode, entrustment supervision mode, confirmed warehouse mode, etc. The development course and the concrete business process of the centralized credit business model are introduced in depth. And on this basis, the XX Port X company logistics financial service business in each specific business model of the risk problems are sorted out one by one. Then, through the induction and summary of various risk issues, this article from the policy, the legal environment, the credit system, the internal management environment, the pledge condition aspect, the operation flow aspect, the staff business quality aspect and so on, The forming factors of the risk problems faced by XX Port X Company in the process of participating in the logistics financial service business are abstracted. While analyzing the risk problems faced by XX Port X Company in carrying out logistics financial service business, this paper collects the experience of UPS Company and China Reserve Company in the field of logistics finance. On the basis of summarizing and summarizing, combining with the practice of XX Port X Company's logistics finance operation, taking the forming factors of all kinds of risks faced by XX Port X Company in participating in the logistics financial service business as the analysis problem, the breakthrough point to solve the problem is discussed. In view of the various risks faced by XX Port X Company in participating in the logistics financial service business, from the angle of actual business operation, from the view of strengthening policy, legal environment risk management and customer credit risk management, This paper puts forward a series of suggestions to deal with risks, such as strengthening the awareness of risk management within the enterprise, strengthening the risk management of pledge, strengthening the planning and control of business development, and strengthening the execution ability of business process design. A series of suggestions on logistics financial risk management of XX Port X Company are put forward in this paper, starting from the specific practice of developing logistics financial service business of XX Port X Company, it stands at the angle of the third party material enterprise. This paper discusses the risk management and risk countermeasures related to the process of logistics financial service business, hoping to bring some enlightenment to the third party logistics enterprises when they participate in the logistics financial service business.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F253;F832

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