长沙银行核心竞争力提升途径研究

发布时间：2018-05-20 02:32

本文选题：长沙银行 + 核心竞争力　；参考：《中南大学》2012年硕士论文

【摘要】：随着我国金融体制改革的深化和发展,城市商业银行得到了空前的发展契机,得以迅速发展壮大,成为一支重要的金融力量。但在竞争日益激烈的市场环境下,拥有着诸多先天不足因素的城市商业银行要在竞争中独立潮头,就必须从自身实际情况和市场环境出发,培育和发展具有自身特色的核心竞争力。为了便于研究和分析,结合个人工作实际,本文将城市商业银行的典型代表——长沙银行作为研究对象,在总结国内外相关研究成果的基础上,以核心竞争力理论作为研究的基础,从现代商业银行核心竞争力的构成要素出发,分析出长沙银行的核心竞争力主要由战略管理能力、公司治理能力、业务经营能力、服务质量、风险管理能力、研发创新能力、人力资源管理能力、激励约束机制和企业文化建设等九个要素构成。本文通过定性分析与定量分析结合的方法,针对长沙银行在核心竞争力建设中取得的成就和存在的问题展开了分析,认为长沙银行在战略管理、业务经营、风险管理和企业文化方面成就比较突出,而在公司治理、服务质量、研发创新、人力资源管理和激励约束机制的建设方面比较薄弱。本文阐释长沙银行应通过以下途径提升其核心竞争力：完善公司治理结构、提高服务质量、加强金融创新、建立高、精、尖金融人才队伍、建立科学合理的绩效考核激励体系。
[Abstract]:With the deepening and development of our country's financial system reform, the city commercial banks have got an unprecedented opportunity to develop, and become an important financial force. However, in the increasingly competitive market environment, urban commercial banks, which have many natural deficiency factors, must proceed from their own actual situation and market environment if they want to be independent in the competition. Cultivate and develop the core competitiveness with its own characteristics. In order to facilitate the research and analysis, combined with personal work practice, this paper takes Changsha Bank, a typical representative of the city commercial bank, as the research object, on the basis of summarizing the relevant research results at home and abroad. Based on the theory of core competence, this paper analyzes that the core competence of Changsha Bank is mainly composed of strategic management ability, corporate governance ability and business management ability, starting from the constituent elements of core competence of modern commercial banks. Service quality, risk management ability, R & D innovation ability, human resource management ability, incentive and restraint mechanism and corporate culture construction are nine elements. Based on the qualitative analysis and quantitative analysis, this paper analyzes the achievements and problems of Changsha Bank in the construction of core competitiveness, and points out that Changsha Bank is in strategic management and business operation. The achievements of risk management and corporate culture are outstanding, but the construction of corporate governance, service quality, R & D innovation, human resource management and incentive and restraint mechanism are weak. This paper explains that Changsha Bank should improve its core competitiveness through the following ways: perfect corporate governance structure, improve service quality, strengthen financial innovation, establish high, fine and sharp financial talents, and establish scientific and reasonable performance appraisal incentive system.
【学位授予单位】：中南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33

【参考文献】