汇丰银行内部控制漏洞及其监管启示

发布时间：2018-05-27 00:26

本文选题：大银行 + 内部控制漏洞　；参考：《上海金融》2013年12期

【摘要】：近年来,国际大银行因内部控制漏洞给国际金融市场和相关国家带来巨大的风险和动荡,因此,如何有效监管大银行的内部控制漏洞成为全球关注的重大问题。本文以汇丰银行为例,探讨了银行内部控制漏洞的形成及其危害,并分析了美国等政府的监管策略,由此提出相应政策建议:我国政府应尽快修订和完善相关金融监管法规,明确银行内部控制漏洞监管的指标,并加大银行内部控制漏洞监管的执法力度和强化对金融监管部门的问责机制,以有效化解大银行"太大而不能倒"的风险,促进我国金融市场健康稳定运行。
[Abstract]:In recent years, the large international banks have brought huge risks and turbulence to the international financial markets and related countries because of the internal control loopholes. Therefore, how to effectively supervise the internal control loopholes of large banks has become a major issue of global concern. Taking HSBC Bank as an example, this paper discusses the formation and harm of internal control loopholes in banks, and analyzes the regulatory strategies of governments such as the United States, and puts forward corresponding policy recommendations: our government should amend and improve relevant financial supervision regulations as soon as possible. Make clear the index of internal control loophole supervision of banks, strengthen the enforcement of internal control loopholes supervision and strengthen the accountability mechanism to the financial supervision department, so as to effectively resolve the risk of "too big to fail" in large banks. Promoting the healthy and stable operation of China's financial market.
【作者单位】：上海大学管理学院;
【分类号】：F831.2;F830.42

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