建行山东省分行跨境贸易人民币结算操作风险管理研究

发布时间：2018-05-30 06:41

本文选题：跨境贸易人民币结算 + 操作风险管理　；参考：《北京交通大学》2012年硕士论文

【摘要】：2009年我国开始在试点省份推行跨境贸易人民币结算,并逐步在全国推广。受多方面因素制约,建行山东省分行在此项业务开展的结算规模、结构分布上和最初预期存在差距；在实际操作中存在执行面和管理面的风险隐患。为有效管理操作风险,以争取在该业务领域获得更多的市场份额,本文对建行山东省分行跨境贸易人民币结算操作风险管理进行研究。本文采用理论分析和实证分析相结合的分析法,以国内外跨境贸易人民币结算和国际上操作风险管理的相关理论为研究基础,对建行山东省分行操作风险管理存在的具体问题进行分析,并为其找出科学有效的管理方法。指出该行操作风险的成因主要是由于在管理机制、执行力以及金融工具和业务分工等方面的局限性所造成；并进一步为该行的操作风险管理提出建议：采用原结算账户联动清算行模式、建立多币种资金池以及开发新型融资模式；最后从执行和管理面两方面提出完善操作风险管理的相关配套措施。对跨境贸易人民币结算的研究,现有文章多为分析其可行性、推进策略或战略意义,而针对商业银行操作风险管理的研究,成果相对较少。希望本文的研究能为商业银行跨境贸易人民币结算操作风险管理提供借鉴。
[Abstract]:In 2009, China began to promote RMB settlement of cross-border trade in pilot provinces, and gradually spread it throughout the country. Restricted by many factors, the settlement scale and structure distribution of CCB Shandong Branch in this business are different from the original expectation, and the risks of execution and management are hidden in the actual operation. In order to manage operational risk effectively and gain more market share in this field, this paper studies the operational risk management of RMB settlement of cross-border trade in CCB Shandong Branch. In this paper, the theoretical analysis and empirical analysis are used to analyze the RMB settlement of cross-border trade at home and abroad, and the relevant theories of operational risk management are used as the research basis. This paper analyzes the concrete problems existing in the operational risk management of CCB Shandong Branch, and finds out the scientific and effective management methods for it. It is pointed out that the causes of the operational risk of the bank are mainly due to the limitations of the management mechanism, the executive power, the financial instruments and the division of work. Further suggestions for the operation risk management of the bank are put forward: adopting the former clearing bank mode, establishing multi-currency fund pool and developing new financing mode; Finally, from the aspects of execution and management, the paper puts forward the relevant supporting measures to improve operational risk management. For the research of RMB settlement in cross-border trade, most of the existing articles focus on the analysis of its feasibility, promotion strategy or strategic significance, while the research on operational risk management of commercial banks has relatively few results. It is hoped that the research in this paper can provide reference for the risk management of RMB settlement in cross-border trade of commercial banks.
【学位授予单位】：北京交通大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.6

【参考文献】