农民专业合作社的规模经济性及其金融支持研究

发布时间：2018-06-15 20:11

本文选题：农村经济 + 农民专业合作社　；参考：《湖南大学》2015年硕士论文

【摘要】：农业是国民经济的基础和命脉。随着社会主义市场经济的全面发展,中国农业经济发展进入了一个新的历史发展阶段。农产品供给出现了从短缺转为总量阶段性过剩的现象。农产品供求关系由供给导向转向以市场需求为导向,由卖方市场转向买方市场为导向,导致各类农产品难以实现其价值,农民增收困难。农村问题的最终破解,要通过创新农村自身经营管理模式来实现。实践证明,发展农民专业合作社是一种有效途径。农民专业合作社目前在全国得到探索并快速发展,农民专业合作社规模经济性成果日益显现。然而,农民专业合作社规模经济性的扩张需要适量资本的跟进,而农业是弱质产业、农民是低收入群体、农民专业合作社是松散型的民间自发性团体,积累资本的能力十分有限并存在主观与客观的障碍。学者们对此也做了不少研究。本论文在已有研究成果的基础上,分析目前农民专业合作社规模经济性发展中的融资问题和困境,依此探索符合农民专业合作社规模经济性发展的解困路径与融资政策建议。本文运用文献研究法和案例分析法等,立足于《中华人民共和国农民专业合作社法》的基础上、以交易费用理论作为理论支撑来探讨农民专业合作社规模经济性发展,认为当前农民专业合作社规模经济性发展的最大障碍是融资问题,本文从三个方面分析了当前农民专业合作社的融资困难:一是集体资金捉襟见肘,二是政府资金投入望梅止渴,三是农村信贷支持画饼充饥。而造成农民专业合作社融资困难的原因是多方面的,除自身能力有限之外,还有就是不完善的金融体系制约其融资能力、有限的政策扶持力度难以保障其融资需要等。为此,本文提出农民专业合作社规模经济性发展的金融支持策略与政策建议,认为政策性银行应强化支农政策和服务职能、商业银行应积极履行为农服务义务、合作性金融机构也应发挥支农相关作用、尤其是政府应加大政策支持力度和产业引导力度为农民专业合作社规模经济性健康发展保驾护航。
[Abstract]:Agriculture is the foundation and lifeline of national economy. With the overall development of socialist market economy, China's agricultural economy has entered a new stage of historical development. The supply of agricultural products has changed from a shortage to a phase surplus. The relationship between supply and demand of agricultural products is changed from supply-oriented to market-oriented, from seller's market to buyer's market, which leads to the difficulty of realizing the value of various kinds of agricultural products and increasing farmers' income. The final solution of the rural problem should be realized by innovating the management mode of the countryside itself. Practice has proved that the development of farmers' professional cooperatives is an effective way. At present, farmers' specialized cooperatives have been explored and developed rapidly in China, and the achievements of scale economy of farmers' specialized cooperatives are increasingly apparent. However, the expansion of scale economy of farmers' specialized cooperatives needs proper capital to follow up, while agriculture is a weak industry, farmers are low-income groups, and farmers' specialized cooperatives are loose folk spontaneous groups. The ability to accumulate capital is very limited and there are subjective and objective obstacles. Scholars have also done a lot of research on this. On the basis of the existing research results, this paper analyzes the financing problems and difficulties in the development of scale economy of farmers' specialized cooperatives, and explores the solution path and financing policy suggestions according to the development of scale economy of farmers' professional cooperatives. Based on the "Law of the people's Republic of China on Farmers' specialized Cooperatives", this paper uses the literature research method and the case analysis method to discuss the scale economy development of the farmers' professional cooperatives based on the transaction cost theory. It is believed that the biggest obstacle to the development of the scale economy of the farmers' specialized cooperatives is the financing problem. This paper analyzes the financing difficulties of the farmers' specialized cooperatives from three aspects: first, the collective funds are overstretched, Second, the government funds investment to quench thirst, third, rural credit support to appease hunger. There are many reasons for the financing difficulties of farmers' specialized cooperatives. Besides their limited ability, the imperfect financial system restricts their financing ability, and the limited policy support is difficult to guarantee their financing needs and so on. Therefore, this paper puts forward the financial support strategies and policy suggestions for the development of scale economy of farmers' professional cooperatives, and holds that the policy banks should strengthen the policy and service functions of supporting agriculture, and commercial banks should actively fulfill their service obligations for agriculture. Cooperative financial institutions should also play a related role in supporting agriculture, especially the government should strengthen policy support and industry guidance to ensure the healthy development of scale economy of farmers' professional cooperatives.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F321.42;F832.4

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