农村新型金融组织创新能力评价研究

发布时间：2018-06-16 12:38

本文选题：农村新型金融组织 + 村镇银行　；参考：《湖南农业大学》2015年硕士论文

【摘要】：发展农村经济、构建农村金融体系、推动农村金融发展、大力新农村建设是近年来我国农村发展的重中之重。作为2006年金融“新政”产物的农村新型金融组织在其中扮演了重要角色,农村新型金融组织创新能力的研究对于提高农村金融组织创新水平,促进社会主义新农村建设具有重要意义。本文采用“提出问题→理论分析→现状描述→实证分析→对策建议”的思路。通过对国内外文献的阅读和整理,寻找论文问题的切入点,以金融发展理论和组织创新理论为基础,首先对我国农村新型金融组织的发展状况进行描述,然后通过大量的文献资料、村镇银行年报信息、专家学者的建议构建了四个维度33项指标组成的农村新型金融组织创新能力评价体系。接着运用熵权-TOPSIS方法对指标数据进行赋权并求解创新投入、创新产出、创新环境、创新管理及综合创新能力的相对值及其排名,发现我国村镇银行创新产出、创新环境、创新管理和综合创新能力存在普遍偏低的现象,各单项创新能力发展不协调,创新投入与创新产出发展不对称。最后,从完善创新手段、完善创新机制、协调创新发展、改善创新环境四个方面提出提高我国农村新型金融组织创新能力的建议。
[Abstract]:The development of rural economy, the construction of rural financial system, the promotion of rural financial development, and the construction of new rural areas are the most important aspects of rural development in China in recent years. As the product of the new financial policy in 2006, the new rural financial organization plays an important role in it. The research on the innovative ability of the new rural financial organization can improve the innovation level of the rural financial organization. It is of great significance to promote the construction of new socialist countryside. This paper adopts the idea of "putting forward questions and analyzing the present situation and analyzing the countermeasures and suggestions". Based on the theory of financial development and the theory of organizational innovation, this paper first describes the development of new rural financial organizations in China through reading and sorting out the literature at home and abroad. Then through a lot of literature information, annual report information of village and town bank, the suggestion of experts and scholars, the evaluation system of innovative ability of new rural financial organization is constructed, which is composed of 33 indexes of four dimensions. Then we use entropy weight TOPSIS method to empower the index data and solve the relative value and ranking of innovation input, innovation output, innovation environment, innovation management and comprehensive innovation ability. The innovation management and the comprehensive innovation ability are generally low, the individual innovation ability development is not coordinated, the innovation input and the innovation output development are not symmetrical. Finally, suggestions are put forward to improve the innovation ability of new financial organizations in rural areas from four aspects: perfecting innovation means, perfecting innovation mechanism, coordinating innovation development and improving innovation environment.
【学位授予单位】：湖南农业大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35

【相似文献】