新形势下人民币国际化问题研究

发布时间：2018-07-07 18:37

本文选题：国际金融危机 + 货币国际化　；参考：《山东财经大学》2012年硕士论文

【摘要】：美国次贷危机使得当前以美元和浮动汇率为代表的国际货币体系受到人们的拷问，认为以美元为核心的国际货币体系是导致全球金融失衡的根本原因。作为此次危机的发源地，美国不仅没有承担维护全球汇率稳定的责任，还利用美元国际中心货币的地位，大肆印刷钞票转嫁危机，使得其他国家面临货币错配、货币政策两难等风险。欧债危机也挑战了欧元区整体的稳定性，由于其联盟国家的债务负担过重导致国家破产，使其在全球货币体系当中的角色受到挑战，从而导致欧元持续走软。反观此次金融危机中，，中国的金融体系保持着相对的稳健和安全，为世界各国早日摆脱金融危机、走出困境做出了巨大贡献，为国际金融形势的稳定发挥了重要作用，人民币的国际地位和地区影响力都得到了极大提高。抓住这一历史机遇，稳步推进人民币国际化显得极为迫切。本文对人民币在国际金融生态环境这一新变化下的人民币国际化展开研究，尝试从理论分析和实证研究入手：理论上从机遇、挑战、收益、风险四个方面定性分析人民币国际化的可行性，实证上定量分析人民币的国际化程度及实现国际化后的收益和风险。最后通过和美元、日元、欧元国际化经验的比较，总结出在当前新形势下推进人民币国际化需要注意的问题：1.增强我国综合经济实力；2.深化金融市场改革；3.人民币资本项目开放应循序渐进；4.防范银行信贷资金违规流入股市和投机房地产市场；5.加强区域货币合作；6.发挥政府的主导和推动作用；7.人民币国际化不能操之过急。
[Abstract]:The subprime mortgage crisis in the United States has made the current international monetary system represented by the dollar and floating exchange rate the subject of torture. It is believed that the international monetary system with the dollar as the core is the fundamental cause of the global financial imbalance. As the birthplace of the crisis, the United States has not only failed to assume the responsibility of maintaining global exchange rate stability, but has also used the status of the US dollar as an international central currency to print money to pass on to the crisis, causing other countries to face currency mismatches. Monetary policy dilemmas and other risks. The European debt crisis has also challenged the stability of the euro zone as a whole, with the euro continuing to weaken as its union's debt overburdened countries go bankrupt, challenging their role in the global monetary system. On the other hand, during the current financial crisis, China's financial system has maintained relative soundness and security, which has made great contributions to the early extrication of the financial crisis from the plight of all countries in the world, and has played an important role in the stability of the international financial situation. The international status and regional influence of RMB have been greatly improved. Seize this historical opportunity, promote RMB internationalization steadily appear extremely urgent. This paper studies the internationalization of RMB under the new change of the international financial ecological environment, tries to start with theoretical analysis and empirical research: theoretically, from the opportunities, challenges, benefits, The feasibility of RMB internationalization is qualitatively analyzed in four aspects of risk, and the degree of internationalization of RMB and the income and risk after internationalization are quantitatively analyzed. Finally, by comparing the internationalization experience of US dollar, Japanese yen and euro, the paper summarizes the problems that should be paid attention to in order to promote RMB internationalization in the new situation. Strengthen our country's comprehensive economic strength. Deepen the reform of financial markets. The opening of RMB capital account should be carried out step by step. Prevent bank credit funds from flowing into the stock market and speculative real estate market by 5. 5%. Strengthening regional monetary cooperation. Give play to the leading and promoting role of the government. RMB internationalization should not be rushed.
【学位授予单位】：山东财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.6

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