内蒙古乳产业发展进程中的金融支持问题研究

发布时间：2018-07-11 21:03

本文选题：内蒙古 + 乳产业　；参考：《西南财经大学》2012年硕士论文

【摘要】：中国是一个农业大国,农业和农村经济的发展对我国经济社会的作用非常重要。作为农业中非常重要的一支——畜牧业,它的发展是我国农业发展的一个重要晴雨表,它在为社会提供大量品种多样的农副产品的同时,还消化了农牧业生产中的产品和副产品,并为下游的产业发展提供了初级产品,同时推动着种植业、食品工业、饲料兽药工业等工农业的发展并且还起到了有效带动第三产业兴盛的中轴产业的作用。上世纪90年代,我国成功地提出了实现农业产业化的重大战略,这些年全国各地农业产业化发展实绩十分突出,但对一些像内蒙古这样的偏远地区而言,金融支持体系的落后常常成为了制约产业发展的瓶颈因素。农业发展具有其弱质性,作为大农业一部分的畜牧业也不外如此,它的健康发展离不开政府的有力支持。畜牧业比起种植业具有科技参与度高且产业链长的优势,是可以带动农民增收和实现农业增值增效的潜力产业,但与此同时,它也是一个资金密集型的行业,但是它的资金供给环节受各种因素的制约,大部分中小乳企和养殖场的自我积累资金严重不足,对金融机构提供的服务的依赖程度较高。畜牧业产业发展是有资金运转效率高、发挥效益迅速的优势,但是我国目前的金融市场存在农村金融体系的不完善的现实问题,农业发展银行的功能缺失、商业银行又撤并大部分的农村网点,再加之农村信用体系与农村经济发展现状不配套,于是金融部门因为利益最大化的经营原则时常出现“惧贷”、“惜贷”的现象,农村信贷资金的投放阻碍较多,于是中小涉农企业的间接融资受到了阻碍,金融需求不能及时满足严重制约了产业发展。内蒙古乳产业发展进程中的金融支持是一项难度极高的系统工程,它不仅仅与政府和金融机构有关,而且还涉及到龙头企业、众多中小乳企和奶户,以及兽医保健、技术研发、信用担保等部门,同时又涵盖了生产、加工、销售等产业链上严密关联的环节。除了要有资金和技术,更要有完善的社会分工和管理机制,涉及到紧密联系的利益主体数量庞大。在我国当前社会主义市场经济发育尚不完善的情况下,要以系统的思维对政府扶持、市场机制变化等进行全面地分析研究,在充分发挥市场对经济无形的调节作用的同时,又要不遗余力地发挥政府行政政策的帮扶作用,在“WTO绿箱”框架政策允许的限度内完善法律法规和扶持产业发展的相关政策,根据财政状况逐步建立健全社会服务框架,强化宏观政策调控力度,增加财政性资金扶持,为乳业发展创造良好的投资、信用环境进一步推进农牧业信用担保体系的完善,有力推动产业发展。乳产业作为内蒙古的优势产业,是有得天独厚的自然资源优势保证它的发展。内蒙古自治区不久前发布的对乳产业的扶持政策《关于促进乳业持续健康发展的实施意见》中明确提出,政府应适时适当地增加对奶牛养殖企业和乳品生产企业的扶持,加大对乳业风险基金的投入,促进自治区乳业继续发展壮大。积极鼓励各类金融机构对奶牛养殖户以及奶农合作社加大金融支持力度和范围,各级地方政府也对优质牧草种植给予相应份额的财政补贴。乳产业发展过程中的资本深化、农贷资金需求日益高涨的问题已经得到自治区政府的关注。本文的研究内容分为五个部分。第一部分是绪论,主要阐明论文研究的背景和意义,提出研究的思路以及方法,并论述了本文研究的主要创新和不足；对国内外相关领域的研究文献进行了归类研究并作了简要评述。这部分重点在于提出本文研究的重点问题,确立基本概念,并初步提出研究的理论思路。第二部分是内蒙古乳业产业化发展的金融支持的理论基础。从理论上阐述农业产业化内涵、农村金融理论以及产业集聚理论,同时也对国内外相关研究成果基本状况进行了梳理,为本文下面的研究打好了理论基础。第三部分是在一定的调查研究的基础上分析介绍了内蒙古自治区乳产业发展概况,相关概念的界定和乳业生产消费等状况的总结,同时介绍了内蒙古乳业生产企业中两个的经典经验模式。第四部分对内蒙古自治区乳业的资金来源进行了分析,首先通过对乌拉特前旗金牧乳业的生产进程中的金融支持现状数据的说明进行了分析,得出具有代表性的一些出现在内蒙古乳产业发展进程中的金融支持问题；接下来分析探讨了内蒙古乳产业金融支持的几个问题和不足,包括农村金融体系不健全、农村信用社存在体制和管理缺陷、非正规农村金融市场无序化发展、内蒙古政策性奶牛保险不断萎缩；最后探讨了造成这些问题的几个原因。第五部分针对上文中得出的内蒙古乳业金融支持问题和不足,针对造成这些问题的原因提出相关对策建议,得出结论。综上看来,要满足内蒙古乳产业整个发展进程中的资金需求,保证整个产业链各个环节的持续、稳定、快速发展,需要农村地区各类金融机构强化农村金融服务进一步增强金融支持力度,而且还需要各级政府的大力鼓励支持,以及整个社会系统的各个部门的协调配合,关键同时也在于要进一步发挥龙头企业的带头扶持作用,对下游中小型企业形成强有力的指引作用,进而创造更广阔的市场空间。乳产业的组织化、规模化程度得到提升,最大限度地带动政府、各类金融机构、龙头企业和农牧民的积极性,才能全面发挥内蒙古乳产业发展的综合优势,完成乳业带动农村和中小企业发展的使命,这对内蒙古自治区乳业健康快速发展有着重要的经济与社会价值。
[Abstract]:As an important agricultural country in agriculture , China is an important agricultural country , and its development is an important barometer of agricultural development in China .

In the 1990s , China successfully put forward a major strategy to realize the industrialization of agriculture . In the remote areas like Inner Mongolia , the backwardness of the financial support system often becomes the bottleneck factor which restricts the development of the industry . However , it is also a capital - intensive industry .

The financial support in the development process of Inner Mongolia ' s milk industry is a very difficult system engineering . It is not only related to government and financial institutions , but also involves the closely related links of production , processing and sales .

As an excellent industry in Inner Mongolia , the dairy industry is a unique natural resource advantage to guarantee its development . In the implementation of the support policy on dairy industry issued by Inner Mongolia in recent years , the government should increase its support to dairy industry enterprises and dairy production enterprises , increase investment in dairy risk funds , and promote the development and expansion of dairy industry .

The contents of this paper are divided into five parts .

The first part is the introduction , mainly expounds the background and significance of the research of the thesis , puts forward the thinking and method of the research , and discusses the main innovations and shortcomings of the research .
This paper gives a brief review of the research literature in the relevant fields at home and abroad . This part mainly focuses on the key problems in this paper , establishes the basic concept , and puts forward the theoretical thinking of the research .

The second part is the theoretical foundation of the financial support of the development of Inner Mongolia dairy industry .

The third part analyses the development of dairy industry in Inner Mongolia Autonomous Region on the basis of a certain investigation and research , and summarizes the definition of relevant concepts and the consumption of dairy production . At the same time , it introduces two classical empirical models in the dairy industry in Inner Mongolia .

The fourth part analyzes the financial resources of the dairy industry in Inner Mongolia Autonomous Region . First , through the analysis of the present data of financial support in the production process of the Jinmu dairy industry , the financial support problem in the development process of Inner Mongolia ' s milk industry is drawn .
This paper analyzes the problems and shortcomings of the financial support of Inner Mongolia ' s milk industry , including the imperfection of the rural financial system , the system and management of the rural credit cooperatives , the disorderly development of the informal rural financial market , and the shrinking insurance of policy cow in Inner Mongolia ;
Finally , several reasons for these problems are discussed .

The fifth part , aiming at the problems and shortcomings of the financial support of Inner Mongolia dairy industry , put forward some suggestions on the causes of these problems , and draws a conclusion .

At the same time , it is necessary to strengthen rural financial services so as to further enhance the financial support , and to create a wider market space . The organization and scale of the dairy industry will be promoted to maximize the enthusiasm of the government , various financial institutions , the leading enterprises and the farmers and farmers , so as to fulfill the mission of the dairy industry to drive the development of the rural and medium - sized enterprises , which has important economic and social value for the healthy and rapid development of the dairy industry in Inner Mongolia .
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F326.3;F832.4

【参考文献】