金融集聚促进技术创新的效率研究

发布时间：2018-09-07 11:10

【摘要】：金融集聚已经成为我国金融发展过程中的显著现象，像上海的浦东、北京的金融街都是典型的金融集聚地区。西方发达国家的金融集聚发展经验表明，金融集聚能够有效地促进当地的技术创新活动，从而拉动地方经济的发展。虽然我国的金融市场日趋成熟，金融集聚也初具规模，但在金融中心建设和金融资源整体布局等方面依旧存在许多问题。在金融危机之后，中国的金融集聚呈现出哪些特征，金融集聚是怎样促进技术创新的，金融集聚对金融创新的效率怎么样，对这些问题的研究有助于认识我国金融集聚与技术创新目前存在的问题，对于制定相对应的金融产业发展政策服务企业的自主创新活动、推进社会经济的健康发展具有重大的现实意义。鉴于此，本文在综述国内外学者相关研究成果的基础上，，探究了金融集聚促进技术创新的作用机制，计算了我国金融集聚促进技术创新的全要素生产率，并在此基础上实证分析了其影响因素，最后提出相关政策。本文基于2005—2009年中国25个省会城市的面板数据，运用非参数DEA模型的Malmquist生产率指数，测算了我国金融集聚促进技术创新的全要素生产率，结果显示全要素生产率在2005-2009年区间整体呈上升趋势。在此基础上构建了技术创新效率的影响因素模型，实证结果表明国内的技术创新活动主要依靠向银行贷款的方式获取资金，而股权融资和债券融资在很多城市还不够发达，这样很大程度上限制了我国中小企业的创新活动，导致全要素生产率的低下。因此，我们必须突破区域间资源流动的限制，加快我国金融集聚中心的建设；要不断提高我国金融业的市场化程度，建立公平统一透明的金融管理体制等。
[Abstract]:Financial agglomeration has become a significant phenomenon in the process of financial development in China, such as Pudong in Shanghai and financial streets in Beijing are typical financial agglomeration areas. The development experience of financial agglomeration in western developed countries shows that financial agglomeration can effectively promote local technological innovation and thus stimulate the development of local economy. Although the financial market is maturing and the financial agglomeration is beginning to take shape, there are still many problems in the construction of financial center and the overall layout of financial resources. After the financial crisis, what are the characteristics of financial agglomeration in China, how does financial agglomeration promote technological innovation, and what is the efficiency of financial agglomeration in financial innovation? The research on these problems is helpful to understand the existing problems of financial agglomeration and technological innovation in China, and to formulate corresponding financial industry development policies to serve the independent innovation activities of enterprises. It is of great practical significance to promote the healthy development of social economy. In view of this, on the basis of summarizing the relevant research results of domestic and foreign scholars, this paper probes into the mechanism of financial agglomeration to promote technological innovation, and calculates the total factor productivity of financial agglomeration promoting technological innovation in China. And on the basis of empirical analysis of its impact factors, finally put forward relevant policies. Based on the panel data of 25 provincial capitals in China from 2005 to 2009, this paper calculates the total factor productivity (TFP) of financial agglomeration to promote technological innovation by using the Malmquist productivity index of non-parametric DEA model. The results show that the total factor productivity (TFP) is on the rise from 2005 to 2009. The empirical results show that domestic technological innovation activities mainly rely on bank loans to obtain funds, while equity financing and bond financing are not developed in many cities. In this way, the innovation activities of small and medium enterprises in China are limited to a great extent, and the total factor productivity is low. Therefore, we must break through the restriction of the regional resource flow, accelerate the construction of the financial agglomeration center in our country, constantly improve the marketization degree of our financial industry, and establish a fair, unified and transparent financial management system and so on.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F224;F832;F124.3

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