民生银行事业部制改革的过程及成效研究

发布时间：2018-09-15 19:59

【摘要】：只有通过不断的改革与创新,企业才能获得可持续的发展动力.其中通过组织结构调整是改革的重要方法之一。在日新月异的今天,面对不断成熟的金融市场和日益严峻的竞争环境,国内银行业的发展可谓备受考验,而如何应对利率市场化成为国内银行亟待解决的问题。而在国内银行业务的大门不断的向外资银行打开之时,国内银行业又遭受着前所未有的考验。国内银行业正在经历的内忧外患使得国内银行不得不想尽办法寻找一条可持续的发展之路。当国内大部分银行企图通过改革得以生存和发展,多样化的改革方式将不断涌现。在这样一个时期,必将有一部分银行通过坚决的改革,占有了一席之地,走出了黎明前的黑暗,从小到大、丛差到好,成为领先的银行；而另一部分对改革持犹豫态度的银行,可能就此走向平庸；也许还有固执己见在一个变化的环境中还企图以不变应万变的银行,那结局可能只有被兼并和收购。本文通过深入剖析股份制商业银行存在的问题,认真探讨事业部的优劣势,在对民生银行事业部制建立、发展、改革历程进行分析的基础上,就银行的改革的具体举措进行分析,并就改革方案提出建设性意见。
[Abstract]:Only through continuous reform and innovation, enterprises can obtain the power of sustainable development. One of the important methods of reform is to adjust the organizational structure. In the face of the increasingly mature financial market and the increasingly severe competition environment, the development of domestic banking industry has been tested, and how to deal with the marketization of interest rate has become a problem to be solved urgently in domestic banks. At the same time, the domestic banking industry suffered an unprecedented test when the door of domestic banking continued to open to foreign banks. Domestic banks are experiencing internal and external problems, and domestic banks have to find ways to find a sustainable development path. As most domestic banks attempt to survive and develop through reform, diversified ways of reform will emerge. At a time like this, some of the banks are bound to take their places through determined reforms, out of the pre-dawn darkness, from small to large, from bad to good, and others are hesitant to reform. There may be mediocrity in this; there may also be insistence that in a changing environment there are attempts to respond to changing banks, which may only end up being merged and acquired. This paper analyzes the problems existing in the joint-stock commercial banks, discusses the advantages and disadvantages of the business department, and analyzes the course of the establishment, development and reform of the Ministry system of the Minsheng Bank. This paper analyzes the concrete measures of the bank reform, and puts forward constructive suggestions on the reform plan.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F271;F832.33

【相似文献】