金融行业协会在金融监管中的作用——兼评中国现行金融行业协会的缺陷与不足

发布时间：2018-09-18 19:00

【摘要】：文章较为详细地阐述了金融行业协会的产生、地位和作用,并指出其有非政府性、自律性、非盈利性三大法律属性。市场和政府的双重缺陷促使金融行业协会适时而生,金融行业协会的服务与监管功能、干预与调控功能和协调与自律功能也能在很大程度上弥补市场和政府的双重缺陷。但是,由于中国特殊的政治、经济体制,使得其金融行业协会缺乏独立性,也缺乏权威性,无法起到其应有的作用。今后的改革方向是,进一步深化金融体制改革,增强中国金融行业协会的独立性,建立健全相关的金融消费者组织。
[Abstract]:This paper expounds in detail the emergence, status and role of financial industry associations, and points out that they have three legal attributes: non-governmental, self-discipline and non-profit. The dual defects of market and government prompt the emergence of financial industry associations in time, the service and supervision functions of financial industry associations, the function of intervention and regulation, and the function of coordination and self-discipline. However, due to China's special political and economic system, its financial industry associations lack independence and authority and can not play their due role. The future direction of reform is to further deepen the reform of the financial system and enhance the independence of China's financial industry associations. Establish and perfect relevant financial consumer organizations.
【作者单位】：江西财经大学法学院;
【分类号】：F832

【共引文献】