HRB银行操作风险管理研究

发布时间：2018-10-18 11:40

【摘要】：如今中国的银行业必须面对的一个现实问题是操作风险已经与信用风险、市场风险共同成为商业银行面临的三大主要风险，风险管理已经在商业银行经营管理活动中占主要方面。随着操作风险事件的频繁爆发，全世界的商业银行已经意识到操作风险管理的重要性，但是由于操作风险管理起步比较晚，其在管理水平和方法方面仍不成熟，急需快速的发展。本文以HRB银行操作风险管理为研究对象，从操作风险管理基本理论入手，在进行深入调查并结合统计资料分析的基础之上，对HRB银行操作风险管理的现状进行描述，，找出存在问题并进行成因分析，然后对HRB银行操作风险管理体系进行构建。最后根据同业操作风险管理经验提出HRB银行的操作风险管理的对策建议。
[Abstract]:At present, China's banking industry must face a realistic problem: operational risk and credit risk. Market risk has become the three major risks faced by commercial banks. Risk management has already occupied the main aspect in the commercial bank management activity. With the frequent outbreak of operational risk events, commercial banks all over the world have realized the importance of operational risk management. However, due to the late start of operational risk management, its management level and methods are still immature. Rapid development is urgently needed. This paper takes operational risk management of HRB Bank as the research object, starting with the basic theory of operational risk management, on the basis of in-depth investigation and statistical analysis, describes the current situation of operational risk management in HRB Bank. Find out the existing problems and analyze the causes, and then construct the operational risk management system of HRB bank. Finally, according to the experience of operational risk management in the same industry, the paper puts forward the countermeasures and suggestions of operational risk management of HRB bank.
【学位授予单位】：哈尔滨工程大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33

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