我国银信合作形式的发展策略研究
发布时间：2018-10-31 10:21
【摘要】：金融业的四大支柱包括银行、信托、证券与保险，其中信托业具有其独特的经营制度优势和广泛的业务投资范围，，世界各个国家的信托业都有着良好的发展。虽然我国的信托业已经恢复20多年，信托业也一直无法找到准确的市场定位，业务模式也不够稳定，在国民经济中没能最大限度地发挥自身的作用。随着金融业的全面开放，混业经营的大势所趋，信托业迎来很大的机会，所以我国的银行业势必也要抓住机遇，与信托公司进行广泛合作,实现双方共赢。 本文在结合银信合作及混业经营的相关理论基础上，较全面分析了国外银信混业经营的状况及发展历程，并在全面、系统地分析了中国目前银信合作形式的现状后，为中国的银行业通过开展银信合作走上混业经营之路，提出了相应的发展对策，对中国银信合作形式的发展进行了有益的探索。
[Abstract]:The four pillars of the financial industry include banking, trust, securities and insurance, in which the trust industry has its unique operating system advantages and broad business investment scope, and the trust industry of every country in the world has a good development. Although the trust industry in our country has been restored for more than 20 years, the trust industry has been unable to find an accurate market position, and the business model is not stable enough, and has not been able to play its role to the maximum extent in the national economy. With the overall opening of the financial industry and the general trend of mixed operation, the trust industry is ushered in a great opportunity, so the banking industry in our country must seize the opportunity and cooperate extensively with the trust companies to realize the win-win situation between the two sides. On the basis of the theory of cooperation and mixed operation, this paper comprehensively analyzes the status and development course of foreign mixed banking and credit management, and after comprehensively and systematically analyzes the present situation of China's bank and credit cooperation. In this paper, the author puts forward the corresponding development countermeasures for the banking industry of China, and makes a beneficial exploration on the development of the cooperation form of the bank and letter in China.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.49
本文编号：2301815
[Abstract]:The four pillars of the financial industry include banking, trust, securities and insurance, in which the trust industry has its unique operating system advantages and broad business investment scope, and the trust industry of every country in the world has a good development. Although the trust industry in our country has been restored for more than 20 years, the trust industry has been unable to find an accurate market position, and the business model is not stable enough, and has not been able to play its role to the maximum extent in the national economy. With the overall opening of the financial industry and the general trend of mixed operation, the trust industry is ushered in a great opportunity, so the banking industry in our country must seize the opportunity and cooperate extensively with the trust companies to realize the win-win situation between the two sides. On the basis of the theory of cooperation and mixed operation, this paper comprehensively analyzes the status and development course of foreign mixed banking and credit management, and after comprehensively and systematically analyzes the present situation of China's bank and credit cooperation. In this paper, the author puts forward the corresponding development countermeasures for the banking industry of China, and makes a beneficial exploration on the development of the cooperation form of the bank and letter in China.
【学位授予单位】：山西财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.49
【参考文献】
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本文编号：2301815
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