中国信托业财富管理模式转型研究
发布时间：2018-11-11 08:49
【摘要】：论文系统的研究了我国信托公司开展财富管理业务的模式选择及推进措施和路径。 论文的主要内容包含以下四个部分： 第一部分：中国信托业发展的新形势。本章首先总结了中国财富管理市场的三个新发展：1、财富管理需求大幅增长；2、财富投资趋向多元化；3、财富管理机构大举进入,市场竞争日益激烈。接着再对我国信托业财富管理业务所面临的挑战进行了分析,主要包括以下三个：1、委托理财对信托理财的替代性；2、银信合作业务受阻；3、净资本管理办法的出台。 第二部分：信托财富管理发展的国际经验借鉴。归纳了国外信托财富管理三个发展趋势：1、产品导向转向客户导向；2、强化信托特色产品的开发和集成；3、产品及服务的外包的纵向专业化。 第三部分：中国信托业财富管理转型的目标。本章在对我国财富管理业的产业链的分解以及对信托公司优劣势深入分析的基础上,提出了我国信托公司开展财富管理业务的模式选择——产品集成商合作模式,并对该模式的内涵和分类、模式的业务流程、盈利方式、分配方式等进行了深入分析。 第四部分：推动信托业财富管理模式转型的路径和措施。本章提出了推进中国信托业财富管理模式转型的四项路径和措施：1、产品转型2、银信合作转型3、服务转型4、业务转型 本文的主要贡献在于：一是建立了我国信托公司财富管理模式研究的比较完善的分析框架；二是对我国财富管理市场的发展特征深入的分析和总结；三是在借鉴前人研究的基础上,归纳出国外信托财富管理市场的新的发展趋势和经验借鉴；四是提出了我国财富管理业的产业链的三个环节,并在深入分析我国信托公司自身特质的基础上,提出了我国信托公司开展财富管理业务的发展模式——产品集成商合作模式,并对该模式进行了深入分析。
[Abstract]:This paper systematically studies the mode choice, the promotion measures and the path of the wealth management business of the trust company in our country. The main contents of this paper are as follows: the first part: the new situation of the development of China's trust industry. This chapter first summarizes the three new developments of China's wealth management market: 1, the demand for wealth management increases substantially; 2, the wealth investment tends to be diversified; 3, the wealth management institutions enter on a large scale, and the market competition becomes increasingly fierce. Then it analyzes the challenges faced by the trust industry wealth management business in China, mainly including the following three: 1, the substitution of entrusted financial management to trust management; 2, the blocking of the cooperative business; 3, the introduction of net capital management measures. The second part: the international experience of the development of trust wealth management. Three development trends of foreign trust wealth management are summarized: 1, product orientation to customer orientation; 2, strengthening the development and integration of trust characteristic products; 3, vertical specialization of outsourcing of products and services. The third part: the target of wealth management transformation in China's trust industry. Based on the analysis of the industrial chain of wealth management industry and the advantages and disadvantages of the trust companies, this chapter puts forward the choice of the mode of wealth management business for the trust companies in China-the cooperation mode of product integrators. The connotation and classification of the model, the business process of the model, the way of profit, and the way of distribution are analyzed in depth. The fourth part: promote trust industry wealth management mode transformation path and measure. This chapter puts forward four ways and measures to promote the transformation of China's trust industry wealth management mode: 1, product transformation 2, bank and credit cooperation transformation 3, service transformation 4, The main contributions of this paper are as follows: first, we have established a relatively perfect analytical framework for the study of wealth management model of trust companies in China; The second is to analyze and summarize the development characteristics of wealth management market in China, the third is to sum up the new development trend and experience of foreign trust wealth management market on the basis of previous studies. Fourth, it puts forward three links of the industry chain of wealth management industry in our country, and on the basis of deeply analyzing the characteristics of the trust companies in our country, puts forward the development mode of wealth management business of the trust companies in our country-the cooperation mode of product integrators. The model is deeply analyzed.
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.49
本文编号：2324359
[Abstract]:This paper systematically studies the mode choice, the promotion measures and the path of the wealth management business of the trust company in our country. The main contents of this paper are as follows: the first part: the new situation of the development of China's trust industry. This chapter first summarizes the three new developments of China's wealth management market: 1, the demand for wealth management increases substantially; 2, the wealth investment tends to be diversified; 3, the wealth management institutions enter on a large scale, and the market competition becomes increasingly fierce. Then it analyzes the challenges faced by the trust industry wealth management business in China, mainly including the following three: 1, the substitution of entrusted financial management to trust management; 2, the blocking of the cooperative business; 3, the introduction of net capital management measures. The second part: the international experience of the development of trust wealth management. Three development trends of foreign trust wealth management are summarized: 1, product orientation to customer orientation; 2, strengthening the development and integration of trust characteristic products; 3, vertical specialization of outsourcing of products and services. The third part: the target of wealth management transformation in China's trust industry. Based on the analysis of the industrial chain of wealth management industry and the advantages and disadvantages of the trust companies, this chapter puts forward the choice of the mode of wealth management business for the trust companies in China-the cooperation mode of product integrators. The connotation and classification of the model, the business process of the model, the way of profit, and the way of distribution are analyzed in depth. The fourth part: promote trust industry wealth management mode transformation path and measure. This chapter puts forward four ways and measures to promote the transformation of China's trust industry wealth management mode: 1, product transformation 2, bank and credit cooperation transformation 3, service transformation 4, The main contributions of this paper are as follows: first, we have established a relatively perfect analytical framework for the study of wealth management model of trust companies in China; The second is to analyze and summarize the development characteristics of wealth management market in China, the third is to sum up the new development trend and experience of foreign trust wealth management market on the basis of previous studies. Fourth, it puts forward three links of the industry chain of wealth management industry in our country, and on the basis of deeply analyzing the characteristics of the trust companies in our country, puts forward the development mode of wealth management business of the trust companies in our country-the cooperation mode of product integrators. The model is deeply analyzed.
【学位授予单位】：西南财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.49
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