金融支持视角下的区域经济增长研究
发布时间：2018-11-29 08:36
【摘要】：我国幅员辽阔,各个区域由于地理位置不同,自然禀赋和发展历史也存在差异,在自然演化中形成了不同的产业结构和金融机构布局,由此导致区域经济增长水平存在差异。改革开放以来,经历了三十余年的总体高速发展后,在后经济转型时期区域间经济增长的不平衡愈来愈明显,而金融资源也呈现区域集聚特征。尤为值得关注的是,区域间经济增长水平的不平衡已经衍生出许多问题,如大城市的人口拥挤、农民工难以融入城市和留守儿童教育难等,这些问题客观上极大地制约了我国经济的可持续发展,也与当前建设社会主义和谐社会的要求是不相适应的。虽然产生区域经济增长不平衡的原因是多方面的,但由于现代社会经济的金融化倾向越来越明显,金融在经济发展中的核心地位也日益强化,因此如何从金融发展与金融深化的角度探究区域经济增长不平衡的根源,具有重要的理论与实践意义。 金融作为连接资金需求和资金供给的重要媒介,具有融资、分配等诸多功能,被誉为是现代经济的发动机。本文以区域经济增长及金融发展与金融深化理论为基础,阐述了中国经济转型过程中金融对于经济增长的作用机理,并深入分析了我国区域经济以及区域金融的演化历程与发展现状。在此基础上,选取区域经济发展指标为被解释变量,以区域金融发展指标为解释变量,构建面板数据模型,用以检验中国经济转型进程中区域金融支持区域经济发展的效率。依据所构建的理论分析框架,论文以2000-2010年我国七大区域的相关指标为研究对象,选择区域生产总值、区域金融机构本外币贷款余额、上市公司总市值以及保费收入四个中国区域经济与区域金融发展数据,进行实证研究。检验结果表明：从总体上分析,区域金融与区域经济呈现正相关,区域金融对区域经济的发展有促进作用；从结构上分析,区域金融支持区域经济发展的三大渠道中,银行业对于我国区域经济增长的贡献最大,而证券业和保险业对于经济的促进作用则比较小；从区域角度分析,经济较发达地区的三大行业对经济的促进作用普遍高于欠发达地区的,表现最显著的是银行领域。根据实证结果,论文从银行业、证券业和保险业三个方面提出了促进区域经济平衡增长的政策建议,以期通过金融资源在区域间的恰当配置,引领实体资源在各区域间合理流动,兼顾经济增长的公平与效率。
[Abstract]:Our country has a vast territory. Because of the different geographical position, the natural endowment and the development history are also different. In the natural evolution, different industrial structure and financial institutions are formed, which leads to the difference of the level of regional economic growth. Since the reform and opening up, after more than 30 years of overall rapid development, the imbalance of inter-regional economic growth is becoming more and more obvious in the post-economic transition period, and the financial resources also show the characteristics of regional agglomeration. In particular, the imbalance in the level of interregional economic growth has given rise to many problems, such as the overcrowding of the population in large cities, the difficulty for migrant workers to integrate into the cities and the difficulty in educating left-behind children, etc. These problems objectively restrict the sustainable development of our economy and are not suitable to the requirements of building a harmonious socialist society. Although the reasons for the imbalance of regional economic growth are various, the financial trend of modern society and economy is becoming more and more obvious, and the core position of finance in economic development is increasingly strengthened. Therefore, it is of great theoretical and practical significance to explore the root causes of the imbalance of regional economic growth from the perspective of financial development and financial deepening. As an important medium to connect the demand and supply of funds, finance has many functions, such as financing, distribution and so on. It is regarded as the engine of modern economy. Based on the theories of regional economic growth and financial development and financial deepening, this paper expounds the mechanism of finance's action on economic growth in the process of economic transformation in China. The evolution and development of regional economy and regional finance in China are also analyzed. On this basis, the regional economic development index is selected as the explanatory variable, and the regional financial development index is taken as the explanatory variable, and the panel data model is constructed to test the efficiency of the regional finance supporting the regional economic development in the process of China's economic transformation. According to the theoretical analysis framework, the paper chooses the regional gross domestic product (GDP) and the balance of local and foreign currency loans of regional financial institutions as the research objects, taking the relevant indicators of the seven regions of China from 2000 to 2010 as the research object. An empirical study on the total market capitalization and premium income of four Chinese regional economic and regional financial development data is carried out. The results show that: overall, regional finance and regional economy show positive correlation, regional finance to promote the development of regional economy; From the structural analysis, the banking industry contributes the most to the regional economic growth of our country, but the securities industry and the insurance industry play a relatively small role in promoting the economy of the three major channels of regional financial support to the development of regional economy. From the regional point of view, the promotion effect of the three major industries in the more developed regions is generally higher than that in the less developed areas, and the most obvious one is the banking field. According to the empirical results, the paper puts forward some policy suggestions to promote the balanced growth of regional economy from three aspects: banking industry, securities industry and insurance industry, in order to promote the proper allocation of financial resources among regions. To guide the rational flow of real resources among different regions, and to give consideration to the equity and efficiency of economic growth.
【学位授予单位】：南京大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F127;F832.7
本文编号：2364517
[Abstract]:Our country has a vast territory. Because of the different geographical position, the natural endowment and the development history are also different. In the natural evolution, different industrial structure and financial institutions are formed, which leads to the difference of the level of regional economic growth. Since the reform and opening up, after more than 30 years of overall rapid development, the imbalance of inter-regional economic growth is becoming more and more obvious in the post-economic transition period, and the financial resources also show the characteristics of regional agglomeration. In particular, the imbalance in the level of interregional economic growth has given rise to many problems, such as the overcrowding of the population in large cities, the difficulty for migrant workers to integrate into the cities and the difficulty in educating left-behind children, etc. These problems objectively restrict the sustainable development of our economy and are not suitable to the requirements of building a harmonious socialist society. Although the reasons for the imbalance of regional economic growth are various, the financial trend of modern society and economy is becoming more and more obvious, and the core position of finance in economic development is increasingly strengthened. Therefore, it is of great theoretical and practical significance to explore the root causes of the imbalance of regional economic growth from the perspective of financial development and financial deepening. As an important medium to connect the demand and supply of funds, finance has many functions, such as financing, distribution and so on. It is regarded as the engine of modern economy. Based on the theories of regional economic growth and financial development and financial deepening, this paper expounds the mechanism of finance's action on economic growth in the process of economic transformation in China. The evolution and development of regional economy and regional finance in China are also analyzed. On this basis, the regional economic development index is selected as the explanatory variable, and the regional financial development index is taken as the explanatory variable, and the panel data model is constructed to test the efficiency of the regional finance supporting the regional economic development in the process of China's economic transformation. According to the theoretical analysis framework, the paper chooses the regional gross domestic product (GDP) and the balance of local and foreign currency loans of regional financial institutions as the research objects, taking the relevant indicators of the seven regions of China from 2000 to 2010 as the research object. An empirical study on the total market capitalization and premium income of four Chinese regional economic and regional financial development data is carried out. The results show that: overall, regional finance and regional economy show positive correlation, regional finance to promote the development of regional economy; From the structural analysis, the banking industry contributes the most to the regional economic growth of our country, but the securities industry and the insurance industry play a relatively small role in promoting the economy of the three major channels of regional financial support to the development of regional economy. From the regional point of view, the promotion effect of the three major industries in the more developed regions is generally higher than that in the less developed areas, and the most obvious one is the banking field. According to the empirical results, the paper puts forward some policy suggestions to promote the balanced growth of regional economy from three aspects: banking industry, securities industry and insurance industry, in order to promote the proper allocation of financial resources among regions. To guide the rational flow of real resources among different regions, and to give consideration to the equity and efficiency of economic growth.
【学位授予单位】：南京大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F127;F832.7
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