供应链内部融资与农户信贷可获性实证分析——基于江苏省阜宁县调查数据

发布时间：2018-12-14 00:41

【摘要】：本文基于江苏省阜宁县生猪供应链上的农户调查数据,运用Heckman模型实证分析了供应链内部融资与农户信贷可获性的关系。研究表明,在第一阶段中农户参与供应链内部融资的可能性受农户个体特征、生产经营特征、订单条款特征因素的影响,并且不同因素的影响大小存在差异。在第二阶段中农户是否是本地人、是否是村干部、养殖规模、订单履约比例和沟通次数均通过了显著性检验、影响为正;家庭总资产和农户获得的银行信用这两个变量通过了显著性检验、影响为负。供应链内部融资规模与银行信用之间的替代程度为61.04%,说明供应链内部融资是一条拓宽农户信贷可获性的路径,可以显著缓解农户受到的信贷约束。
[Abstract]:Based on the survey data of farmers in pig supply chain in Funing County of Jiangsu Province, this paper empirically analyzes the relationship between the financing and the credit availability of farmers in the supply chain by using Heckman model. The results show that the possibility of farmers participating in the financing of supply chain in the first stage is influenced by the individual characteristics of farmers, the characteristics of production and operation, and the characteristics of order terms, and the influence of different factors is different. In the second stage, whether the farmers are local or not, whether they are village cadres, the scale of farming, the proportion of order performance and the times of communication have passed the significant test, the influence is positive; The two variables, the total assets of households and the bank credit obtained by farmers, passed the significance test, and the effects were negative. The substitution degree between the financing scale of supply chain and bank credit is 61.04, which indicates that internal financing in supply chain is a way to broaden the credit availability of farmers, and can significantly alleviate the credit constraints to which farmers are subject.
【作者单位】：南京农业大学经济管理学院;安徽蚌埠医学院;
【基金】：江苏省普通高校研究生科研创新计划项目(编号:CXLX12_0304)的研究成果国家自然科学基金项目(编号:71173109)的资助
【分类号】：F274;F832.43

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