农村产业结构调整的金融支持理论与实证研究

发布时间：2019-01-05 13:08

【摘要】：农村产业发展是促进农村经济发展的根本，优化调整农村产业结构，提高农村产业水平，有利于改变城乡二元经济结构，实现国民经济协调发展。若农村产业结构无法改善，将难以实现农村经济的可持续增长。然而，农村产业结构调整离不开大量资金的支持，而金融支持是解决资金难题的主要力量。如何发挥金融支持的作用，推动农村产业结构调整，促进农村经济可持续发展是我们面临的重要课题。本文围绕金融支持对农村产业结构调整的作用这一主题，运用产业经济学、农业经济学、管理学及计量经济学等科学知识展开研究。本文以金融支持为主线，建立了金融支持农村产业结构调整的理论框架。分别分析了农村产业结构调整与金融支持的内涵，提出了农村产业结构调整的目标，并对产业结构调整与农村金融的相关理论进行了分析。在此基础上，深入分析了金融支持影响农村产业结构调整作用渠道、作用机制，并构建了相应的理论模型。通过深入的理论分析发现金融支持对农村产业结构调整具有重要的影响作用。与此同时，本文还对金融支持影响农村产业结构调整的现状进行阐述，分析了农村产业结构调整中的金融供给与金融需求状况，并了解到金融供需中存在不协调的因素，，对造成供需不协调的原因进行了深入分析。为进一步了解金融支持影响农村产业结构调整的现实作用，本文利用EVIEWS软件，对1978-2010年的农村产业结构调整中的金融支持作用进行了统计检验，并进行了贡献率的估算。实证结论显示金融支持可通过改变农村金融相关率和农村储蓄率来促进农村产业结构的调整，但其影响作用不理想，而造成这一不理想状况的原因与农村金融发展水平不高，农村储蓄水平较低密切相关。为促进农村产业结构的进一步优化调整，改变金融支持不理想的状态，提高农村金融发展水平和农村储蓄水平，本文从构建金融支持环境、拓展金融资源来源、创新金融机构服务功能、优化金融资源配置、完善金融风险共担机制五方面提出了相应的农村金融改革政策建议。
[Abstract]:The development of rural industry is the fundamental to promote the development of rural economy. Optimizing and adjusting the rural industrial structure and raising the level of rural industry are conducive to changing the dual economic structure of urban and rural areas and realizing the coordinated development of national economy. If the rural industrial structure can not be improved, it will be difficult to achieve sustainable growth of rural economy. However, the adjustment of rural industrial structure can not be separated from the support of a large number of funds, and financial support is the main force to solve the problem of capital. How to play the role of financial support, promote the adjustment of rural industrial structure, promote the sustainable development of rural economy is an important subject we are facing. This paper focuses on the role of financial support in the adjustment of rural industrial structure, using industrial economics, agricultural economics, management, econometrics and other scientific knowledge. Taking financial support as the main line, this paper establishes the theoretical framework of financial support for the adjustment of rural industrial structure. This paper analyzes the connotation of rural industrial structure adjustment and financial support, puts forward the goal of rural industrial structure adjustment, and analyzes the relevant theories of industrial structure adjustment and rural finance. On the basis of this, the paper deeply analyzes the channel and mechanism of financial support influencing the adjustment of rural industrial structure, and constructs the corresponding theoretical model. Through in-depth theoretical analysis, it is found that financial support plays an important role in the adjustment of rural industrial structure. At the same time, this paper also expounds the current situation of financial support affecting the adjustment of rural industrial structure, analyzes the financial supply and financial demand in the adjustment of rural industrial structure, and finds out that there are some uncoordinated factors in financial supply and demand. The causes of the imbalance between supply and demand are deeply analyzed. In order to further understand the practical effect of financial support on the adjustment of rural industrial structure, this paper makes a statistical test on the role of financial support in the adjustment of rural industrial structure from 1978 to 2010 by using EVIEWS software, and estimates the contribution rate. The empirical results show that financial support can promote the adjustment of rural industrial structure by changing the rural financial correlation rate and rural savings rate, but its effect is not ideal, and the causes of this unsatisfactory situation and the level of rural financial development are not high. The low level of rural savings is closely related. In order to promote the further optimization and adjustment of the rural industrial structure, to change the unsatisfactory state of financial support, to improve the level of rural financial development and rural savings, this paper tries to expand the sources of financial resources by constructing the financial support environment. The paper puts forward the corresponding policy suggestions on rural financial reform from five aspects: innovating the service function of financial institutions, optimizing the allocation of financial resources, and perfecting the financial risk-sharing mechanism.
【学位授予单位】：湖南科技大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.35;F321;F224

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