河北农村金融发展与农民收入增长关系的实证研究
发布时间：2019-01-30 21:05
【摘要】：经过30多年的改革开放,目前中国经济总量已跃居世界第二。但是,各地经济结构不合理、地区间发展差异大,尤其是农民收入仍较低、城乡收入差距仍较大,是制约未来我国区域经济进一步发展的重要因素。因此,如何发展与壮大农村经济,提高农民收入水平,缩小城乡收入差距对于建设和谐社会与社会主义新农村等具有十分重要的意义。而作为一项复杂的系统工程,农民收入增长需要多方面因素配合,其中农村金融发展就是最重要的支持因素之一。基于此,本文希望通过较全面地研究河北农村金融发展与农民收入增长之间的关系,来促进规模合理、效率较高的农村金融体系建设和农民收入增长研究。 本文主要运用经济增长、金融发展理论,系统研究了河北农村金融发展与农民收入增长的相关性,提出了推进农村金融改革、提高农民收入的建设性对策。 通过实证分析,本文的主要结论有： 1.河北省农村金融发展规模和农村金融发展效率与农民收入增长之间是正相关关系。这说明河北省农村金融发展规模和农村金融发展效率比率的提高有利于农民收入增长。 2.河北农民收入增长不是农村金融发展效率的Granger原因,但在10%的显著性水平下是农村金融发展规模的Granger原因；河北省农村金融发展规模和农村金融发展效率均不是农民收入增长的Granger原因。 3.农村金融发展规模的正向冲击会给河北农民收入带来较大幅度的正面影响,且该影响将持续较长的一段时间。说明当前阶段农村金融发展规模对河北农民收入增长有一定的影响。农村金融发展效率的正向冲击对河北农民收入的影响在第一期没有反映出来,到第三期是比较显著的且是负向的影响,到第五期回到原来的水平,之后使河北农民收入迅速增加,第9期开始又缓慢回落,到13期后影响基本消失。说明当前阶段以农村贷款存款之比衡量的农村金融发展效率对河北农民收入增长的作用不明显。
[Abstract]:After more than 30 years of reform and opening up, China's economic output has leapt to the second largest in the world. However, regional economic structure is unreasonable, the development difference between regions is great, especially the income of farmers is still low, the income gap between urban and rural areas is still large, which is an important factor restricting the further development of regional economy in the future. Therefore, how to develop and strengthen the rural economy, improve the income level of farmers, and narrow the income gap between urban and rural areas is of great significance for the construction of a harmonious society and a new socialist countryside. As a complex system engineering, the growth of farmers' income needs to be coordinated by many factors, among which the development of rural finance is one of the most important supporting factors. Based on this, this paper hopes to promote the construction of a reasonable and efficient rural financial system and the growth of farmers' income through a more comprehensive study of the relationship between rural financial development and farmers' income growth in Hebei Province. Based on the theory of economic growth and financial development, this paper systematically studies the correlation between the development of rural finance and the increase of farmers' income in Hebei Province, and puts forward some constructive countermeasures to promote the reform of rural finance and increase the income of farmers. Through empirical analysis, the main conclusions of this paper are as follows: 1. There is a positive correlation between the scale of rural financial development and the efficiency of rural financial development and the increase of farmers' income. This shows that the increase of rural financial development scale and the ratio of rural financial development efficiency is beneficial to the increase of farmers' income. 2. The growth of farmers' income in Hebei is not the Granger cause of rural financial development efficiency, but the Granger reason of rural financial development scale is at the level of 10% significance. The scale of rural financial development and the efficiency of rural financial development in Hebei Province are not the Granger reasons for the increase of farmers' income. 3. The positive impact of the scale of rural financial development will have a large positive impact on the income of farmers in Hebei Province, and the impact will last for a long time. It shows that the scale of rural financial development has a certain impact on the growth of farmers' income in Hebei Province. The positive impact of the rural financial development efficiency on the income of farmers in Hebei Province was not reflected in the first period. In the third period, the impact was more significant and negative. By the fifth period, the impact had returned to its original level. After that, the farmers' income in Hebei increased rapidly, the 9th period began to slow down, and after 13, the influence disappeared. It shows that the efficiency of rural financial development, measured by the ratio of rural loan deposits at present stage, does not play a significant role in the growth of farmers' income in Hebei Province.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.35;F323.8;F224
本文编号：2418524
[Abstract]:After more than 30 years of reform and opening up, China's economic output has leapt to the second largest in the world. However, regional economic structure is unreasonable, the development difference between regions is great, especially the income of farmers is still low, the income gap between urban and rural areas is still large, which is an important factor restricting the further development of regional economy in the future. Therefore, how to develop and strengthen the rural economy, improve the income level of farmers, and narrow the income gap between urban and rural areas is of great significance for the construction of a harmonious society and a new socialist countryside. As a complex system engineering, the growth of farmers' income needs to be coordinated by many factors, among which the development of rural finance is one of the most important supporting factors. Based on this, this paper hopes to promote the construction of a reasonable and efficient rural financial system and the growth of farmers' income through a more comprehensive study of the relationship between rural financial development and farmers' income growth in Hebei Province. Based on the theory of economic growth and financial development, this paper systematically studies the correlation between the development of rural finance and the increase of farmers' income in Hebei Province, and puts forward some constructive countermeasures to promote the reform of rural finance and increase the income of farmers. Through empirical analysis, the main conclusions of this paper are as follows: 1. There is a positive correlation between the scale of rural financial development and the efficiency of rural financial development and the increase of farmers' income. This shows that the increase of rural financial development scale and the ratio of rural financial development efficiency is beneficial to the increase of farmers' income. 2. The growth of farmers' income in Hebei is not the Granger cause of rural financial development efficiency, but the Granger reason of rural financial development scale is at the level of 10% significance. The scale of rural financial development and the efficiency of rural financial development in Hebei Province are not the Granger reasons for the increase of farmers' income. 3. The positive impact of the scale of rural financial development will have a large positive impact on the income of farmers in Hebei Province, and the impact will last for a long time. It shows that the scale of rural financial development has a certain impact on the growth of farmers' income in Hebei Province. The positive impact of the rural financial development efficiency on the income of farmers in Hebei Province was not reflected in the first period. In the third period, the impact was more significant and negative. By the fifth period, the impact had returned to its original level. After that, the farmers' income in Hebei increased rapidly, the 9th period began to slow down, and after 13, the influence disappeared. It shows that the efficiency of rural financial development, measured by the ratio of rural loan deposits at present stage, does not play a significant role in the growth of farmers' income in Hebei Province.
【学位授予单位】：中南林业科技大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.35;F323.8;F224
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