内蒙古农村牧区支付体系建设研究
发布时间：2019-04-01 19:13
【摘要】：加强和改进农村支付服务基础设施建设是贯彻党中央、国务院提出的“建设社会主义新农村”、“统筹城乡发展”战略方针的重要工作。近些年来,内蒙古在农村牧区支付体系建设方面取得了显著成效,支付清算系统逐步延伸,非现金支付工具得到较大发展,经济与金融的协调性明显增强,农村牧区金融服务水平有所提高。然而,内蒙古特有的地理状况,农牧民人口居住分散,改善农村牧区支付服务环境成本高、困难多,依然存在着金融资源配给不平衡、新型支付体系认知度和使用率低、金融服务的质量和水平与现实需求相差甚远等问题,直接影响到农村牧区经济的发展,影响到农牧民生活水平的改善。 文章通过对内蒙古农村牧区支付体系建设的现状进行剖析,指出当前存在的主要问题,并从实际出发,探讨内蒙古农村牧区支付体系建设途径的选择,进而提出完善农村牧区支付体系建设的建议。
[Abstract]:Strengthening and improving the construction of rural payment service infrastructure is an important work to carry out the strategic policy of "building a new socialist countryside" and "coordinating urban and rural development" put forward by the CPC Central Committee and the State Council. In recent years, Inner Mongolia has made remarkable achievements in the construction of payment system in rural pastoral areas, the payment and clearing system has been gradually extended, non-cash payment instruments have been greatly developed, and the coordination between economy and finance has been significantly enhanced. The level of financial services in rural pastoral areas has improved. However, owing to the unique geographical situation in Inner Mongolia, the population of farmers and herdsmen is scattered, the cost of improving the payment service environment in rural and pastoral areas is high, and it is much more difficult, there is still an imbalance in the distribution of financial resources, and the recognition and utilization of the new payment system is low. The quality and level of financial services are far from actual needs, which directly affect the economic development of rural pastoral areas and the improvement of the living standards of farmers and herdsmen. Based on the analysis of the present situation of the payment system construction in the rural pastoral areas of Inner Mongolia, this paper points out the main problems existing at present, and probes into the choice of the ways to construct the payment system in the rural pastoral areas of Inner Mongolia from the practical point of view. Then it puts forward some suggestions to perfect the payment system construction of rural pastoral areas.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F127;F832.7
本文编号：2451810
[Abstract]:Strengthening and improving the construction of rural payment service infrastructure is an important work to carry out the strategic policy of "building a new socialist countryside" and "coordinating urban and rural development" put forward by the CPC Central Committee and the State Council. In recent years, Inner Mongolia has made remarkable achievements in the construction of payment system in rural pastoral areas, the payment and clearing system has been gradually extended, non-cash payment instruments have been greatly developed, and the coordination between economy and finance has been significantly enhanced. The level of financial services in rural pastoral areas has improved. However, owing to the unique geographical situation in Inner Mongolia, the population of farmers and herdsmen is scattered, the cost of improving the payment service environment in rural and pastoral areas is high, and it is much more difficult, there is still an imbalance in the distribution of financial resources, and the recognition and utilization of the new payment system is low. The quality and level of financial services are far from actual needs, which directly affect the economic development of rural pastoral areas and the improvement of the living standards of farmers and herdsmen. Based on the analysis of the present situation of the payment system construction in the rural pastoral areas of Inner Mongolia, this paper points out the main problems existing at present, and probes into the choice of the ways to construct the payment system in the rural pastoral areas of Inner Mongolia from the practical point of view. Then it puts forward some suggestions to perfect the payment system construction of rural pastoral areas.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F127;F832.7
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