商业银行财务绩效评价及改进研究
发布时间：2019-05-09 03:52
【摘要】：金融业是国民经济的核心，而银行又是金融业的支柱。因此，如何正确评价我国商业银行的绩效水平，从而提高其核心竞争力就成为理论界与银行业共同的关注焦点。 为了进一步提升我国商业银行的核心竞争力，，就必须对其现状做出正确地评价并提出相应的改进措施。首先，选取了我国16家上市商业银行2010年的财务数据作为样本数据，采用投影寻踪方法对总体指标及各分项指标分别进行评价，二者评价结果基本一致，为商业银行财务绩效科学、准确的评价提供了一种新的方法。其次，根据博弈论分析的结果，探讨两类商业银行即国有商业银行和一般商业银行绩效改进策略的相互依赖程度。最后，提出提高我国商业银行绩效水平的具体措施，为进一步提高我国商业银行在国际间银行业的竞争力提出了相应的对策建议。
[Abstract]:The financial industry is the core of the national economy, and the bank is the pillar of the financial industry. Therefore, how to correctly evaluate the performance level of commercial banks in China, so as to improve their core competitiveness has become the focus of attention of both theorists and banks. In order to further improve the core competitiveness of Chinese commercial banks, it is necessary to make a correct evaluation of its current situation and put forward corresponding improvement measures. Firstly, the financial data of 16 listed commercial banks in China in 2010 are selected as the sample data, and the overall index and each sub-index are evaluated by the projection pursuit method. The results of the two evaluations are basically the same. It provides a new method for the scientific and accurate evaluation of the financial performance of commercial banks. Secondly, according to the results of game theory analysis, this paper discusses the degree of interdependence between the two types of commercial banks, namely, state-owned commercial banks and general commercial banks' performance improvement strategies. Finally, specific measures to improve the performance level of Chinese commercial banks are put forward, and corresponding countermeasures and suggestions are put forward to further improve the competitiveness of Chinese commercial banks in the international banking industry.
【学位授予单位】：黑龙江八一农垦大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2
本文编号：2472454
[Abstract]:The financial industry is the core of the national economy, and the bank is the pillar of the financial industry. Therefore, how to correctly evaluate the performance level of commercial banks in China, so as to improve their core competitiveness has become the focus of attention of both theorists and banks. In order to further improve the core competitiveness of Chinese commercial banks, it is necessary to make a correct evaluation of its current situation and put forward corresponding improvement measures. Firstly, the financial data of 16 listed commercial banks in China in 2010 are selected as the sample data, and the overall index and each sub-index are evaluated by the projection pursuit method. The results of the two evaluations are basically the same. It provides a new method for the scientific and accurate evaluation of the financial performance of commercial banks. Secondly, according to the results of game theory analysis, this paper discusses the degree of interdependence between the two types of commercial banks, namely, state-owned commercial banks and general commercial banks' performance improvement strategies. Finally, specific measures to improve the performance level of Chinese commercial banks are put forward, and corresponding countermeasures and suggestions are put forward to further improve the competitiveness of Chinese commercial banks in the international banking industry.
【学位授予单位】：黑龙江八一农垦大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2
【引证文献】
相关硕士学位论文 前1条
1 任英;我国商业银行财务绩效评价的实证研究[D];兰州交通大学;2013年
本文编号：2472454
本文链接：https://www.wllwen.com/guanlilunwen/huobilw/2472454.html
