A银行单证中心发展现状、问题及对策研究
发布时间:2019-06-28 09:15
【摘要】:随着银行业竞争越来越激烈,各个银行都在改变传统的经营模式,寻求新的利润增长点,银行业对中间业务的重视程度越来越高。国际结算业务相对来说利润较高、风险较低,提高国际结算业务的中间收入对于银行来说是追求利润增长的重要途径,如何提升国际结算的运作效率、降低成本是一个非常重要的问题。国外许多银行单证中心模式已发展的较为成熟,我国银行也纷纷建立单证中心,特别是一些规模较大的银行。单证中心模式已经成为国际结算业务的发展趋势,成为利润的新增长点。本文通过分析A银行的发展现状,结合外部的经济环境分析了A银行必须加快推进单证中心建设的重要性。单证中心模式相比较于传统模式具有许多的优点,通过与国内外银行的比较,A银行目前处于单证中心模式的初期阶段。单证中心仍存在不少问题,包括人才的紧缺、流程的不完善以及设备系统方面等问题,文章通过详细的分析A银行单证中心的现状,为中心设定了短期、中期、长期的目标,并且有针对性的寻求解决问题的路径,达到既定的目标。本文从流程管理、绩效考核、人员招聘、系统升级等方面叙述了A银行单证中心为达到设定目标的措施和方法,降低单证中心的成本,提高工作效率以及提升业务的质量,以实现中心的盈利目标。
[Abstract]:With the increasingly fierce competition in the banking industry, each bank is changing the traditional business model and looking for a new profit growth point, and the banking industry attaches more and more importance to the intermediate business. International settlement business is relatively high profit and low risk. It is an important way for banks to improve the intermediate income of international settlement business to pursue profit growth. How to improve the operational efficiency of international settlement and reduce the cost is a very important problem. Many foreign banks have developed the model of document center, and Chinese banks have also set up document centers, especially some large banks. Document center model has become the development trend of international settlement business and a new growth point of profit. Based on the analysis of the present situation of the development of Bank A and the external economic environment, this paper analyzes the importance that Bank A must speed up the construction of document center. Compared with the traditional model, the document center model has many advantages. By comparing with the domestic and foreign banks, Bank A is in the early stage of the document center model. There are still many problems in the document center, including the shortage of talents, the imperfection of the process and the equipment system. Through the detailed analysis of the present situation of the document center of Bank A, this paper sets short-term, medium-term and long-term goals for the center, and specifically seeks the path to solve the problem to achieve the established goal. This paper describes the measures and methods of A bank document center to achieve the goal from the aspects of process management, performance evaluation, personnel recruitment, system upgrade and so on, so as to reduce the cost of document center, improve work efficiency and improve the quality of business, so as to achieve the profit goal of the center.
【学位授予单位】:苏州大学
【学位级别】:硕士
【学位授予年份】:2015
【分类号】:F832.2
本文编号:2507182
[Abstract]:With the increasingly fierce competition in the banking industry, each bank is changing the traditional business model and looking for a new profit growth point, and the banking industry attaches more and more importance to the intermediate business. International settlement business is relatively high profit and low risk. It is an important way for banks to improve the intermediate income of international settlement business to pursue profit growth. How to improve the operational efficiency of international settlement and reduce the cost is a very important problem. Many foreign banks have developed the model of document center, and Chinese banks have also set up document centers, especially some large banks. Document center model has become the development trend of international settlement business and a new growth point of profit. Based on the analysis of the present situation of the development of Bank A and the external economic environment, this paper analyzes the importance that Bank A must speed up the construction of document center. Compared with the traditional model, the document center model has many advantages. By comparing with the domestic and foreign banks, Bank A is in the early stage of the document center model. There are still many problems in the document center, including the shortage of talents, the imperfection of the process and the equipment system. Through the detailed analysis of the present situation of the document center of Bank A, this paper sets short-term, medium-term and long-term goals for the center, and specifically seeks the path to solve the problem to achieve the established goal. This paper describes the measures and methods of A bank document center to achieve the goal from the aspects of process management, performance evaluation, personnel recruitment, system upgrade and so on, so as to reduce the cost of document center, improve work efficiency and improve the quality of business, so as to achieve the profit goal of the center.
【学位授予单位】:苏州大学
【学位级别】:硕士
【学位授予年份】:2015
【分类号】:F832.2
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