数字货币的发展与监管
发布时间：2018-08-02 21:14
【摘要】：正最近,比特币价格持续上涨,屡创新高,再度引起市场各方和监管部门的关注。与此同时,围绕比特币而展开的数字货币发展前景也激发了诸多讨论。但实际上,以比特币为代表的私人数字货币,自身尚未具备成为真正货币的条件,无法有效履行货币的基本职能,所以把它定义为"准"数字货币更为准确。因此,我们不能狭隘地把数字货币理解为就是比特币,应该从私人数字货币上升到法定数字货币这样的视野来审视问题。央行法定数字货币的竞争
[Abstract]:Recently, Bitcoin prices continued to rise to record highs, attracting renewed attention from market parties and regulators. At the same time, the prospect of digital money around Bitcoin has sparked a lot of discussion. But in fact, the private digital currency represented by Bitcoin does not have the conditions to become the real currency and can not effectively perform the basic function of currency, so it is more accurate to define it as "quasi-" digital currency. So we can't think of digital money narrowly as Bitcoin, we should look at it from the perspective of private digital currency to legal digital currency. Competition of central bank's legal digital currency
【作者单位】： 中国人民银行科技司;中国人民银行数字货币研究所;
【分类号】：F49;F821
本文编号：2160744
[Abstract]:Recently, Bitcoin prices continued to rise to record highs, attracting renewed attention from market parties and regulators. At the same time, the prospect of digital money around Bitcoin has sparked a lot of discussion. But in fact, the private digital currency represented by Bitcoin does not have the conditions to become the real currency and can not effectively perform the basic function of currency, so it is more accurate to define it as "quasi-" digital currency. So we can't think of digital money narrowly as Bitcoin, we should look at it from the perspective of private digital currency to legal digital currency. Competition of central bank's legal digital currency
【作者单位】： 中国人民银行科技司;中国人民银行数字货币研究所;
【分类号】：F49;F821
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