论我国第三方物流责任保险制度的完善

发布时间：2018-01-04 13:27

本文关键词：论我国第三方物流责任保险制度的完善　出处：《华中科技大学》2015年硕士论文　论文类型：学位论文

【摘要】：随着我国经济的快速增长,现代物流日益受到国家和社会的重视与需求,但对于现代物流产业来说,日益膨胀的需求量既是他们所希望看到的,也是他们的焦虑之处。现代物流由于自身的系统性和完整性,所涉环节众多因而面临的风险也逐渐增多,现代社会生活中众多不确定的潜在风险让物流企业雪上加霜,更让物流产业不知所措的是保险公司未能发挥其应有的作用,推出符合现代物流公司需要的保险产品。由于现代物流尤其是第三方物流不同于传统的第一方物流、第二方物流,因此,针对传统物流产生的货物运输保险等保险产品也无法满足第三方物流产业的需求,自然也无法为第三方物流企业分担风险。这些不利因素都在很大程度上阻碍了现代物流产业的健康发展。基于上述现状,本文立足于法学的角度提出完善第三方物流责任保险制度的建议。首先,本文查阅了现阶段国内对这方面的研究文献,并进行了梳理,考虑到我国物流保险方面的发展现状,认为我国的物流责任保险制度不适宜照搬国外的制度,例如像美国,由保险协会来制定相关制度,与我国的的情况不相适应,强行照搬只会水土不服,而应当制定物流法,将物流保险制度放入其中。其次,本文对现有物流保险体系进行评析,主要是从承保主体、承保范围、保费计算标准等方面来说明保险产品与现代物流的不适应。第四,从法理上揭示了为何迟迟不能完善我国物流责任保险的根本原因,接着从必要性和正当性两个方面来论证完善第三方物流责任保险制度的合理性。最后,文章为第三方物流责任保险制度在具体内容的设计上提出了具体的建议,主要是从承保主体、承保范围、保险费计算规则这几个方面给出了具体的建议。
[Abstract]:With the rapid growth of China's economy, modern logistics has been paid more and more attention and demand of state and society, but in the modern logistics industry, the demand is growing what they want to see, but also their anxiety. Because of the modern logistics system and its integrity, involved the link because of facing the risk is gradually increasing, the potential risk in the modern social life of many uncertain for logistics enterprises to logistics industry one disaster after another, at a loss is the insurance company failed to play its due role, introduced in line with the modern logistics companies need insurance products. Because of modern logistics, especially the first party logistics third party logistics is different from the traditional second. Therefore, in view of the traditional logistics, logistics of cargo transportation insurance and other insurance products can not meet the demand of third party logistics industry, naturally can not for the The three party logistics enterprise risk sharing. These unfavorable factors have hindered the healthy development of modern logistics industry to a great extent. Based on the current situation, put forward to perfect the third party logistics liability insurance system is proposed based on the perspective of jurisprudence. First, this article reviewed the research literature on this aspect of the present stage in China, and the combing, taking into account the development of China's logistics insurance and logistics liability insurance system in China is not suitable to copy the foreign system, such as the United States, by the insurance association to establish relevant system, and China does not adapt, to copy only and shall formulate the law The climate does not suit one., logistics, logistics in the insurance system. Secondly, this paper analyzes the existing logistics insurance system, mainly from the subject of coverage, coverage, premium standards and other aspects to illustrate the insurance products and modern material Flow does not adapt. Fourth, reveals the fundamental reason why can't improve the logistics liability insurance in China from the legal theory, then from the two aspects: the necessity and legitimacy of the rationality of the third party logistics to improve the liability insurance system. Finally, the third party logistics liability insurance system put forward specific suggestions in design the specific content, mainly from the subject of coverage, coverage, insurance fee calculation rules which gives specific recommendations.

【学位授予单位】：华中科技大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：D922.284

【相似文献】