常熟市金融IC市民卡项目创新及推广研究

发布时间：2018-05-10 22:29

本文选题：金融IC卡 + IC卡迁移　；参考：《吉林大学》2015年硕士论文

【摘要】：2011年3月,由中国人民银行主导的《关于推进金融IC卡应用工作的意见》正式对外公布并实施,该意见正式启动了在全国范围内银行传统磁条卡逐步向金融IC卡迁移的相关工作,并制定了明确的时间计划安排,对金融IC卡在相关应用拓展也做了明确的要求,这标志着银行卡产业将迎来全新的发展机遇,金融IC卡发展已成为新的行业焦点。一方面,是因为随着国内银行传统磁条卡规模的不断扩大,由传统磁条卡安全技术防范能力弱导致的银行卡欺诈风险、伪卡盗刷风险、信息泄露风险也在逐步上升,必须通过金融IC卡迁移带动银行卡产业技术升级来有效降低风险;另一方面,银行卡的使用领域随着规模的增长,也在不断延伸,但是传统的磁条卡已经难以满足跨行业、多功能、多应用的产业发展需求,必须通过金融IC卡的技术优势,来推动银行卡业务的创新发展。在这背景下,为进一步创建智慧城市体系,有效推动全市各界资源共享和协同服务,满足市民多样化、个性化的服务需求,2013年常熟市政府正式启动了常熟市民卡的发卡工作,并作为全市民生实事工程,全面推进相关应用建设。常熟市民卡是一张标准的金融IC卡,它的发行标志着常熟整体金融IC卡推进建设取得了历史性的成果,同时也成为全国将城市整体规划建设同IC卡应用推广紧密结合的示范城市。本文通过合理利用项目管理相关理论,以常熟市民卡的发卡及公共应用推广建设作为研究切入点,探索如何解决金融IC卡迁移和业务创新过程中出现的上述问题,同时分析金融IC卡在促进社会产业升级,特别是应用推广领域建设所带来的各项社会效应,以及在服务社会民生中的发挥的重要作用。
[Abstract]:In March 2011, the opinions on promoting the Application of Financial IC Card, led by the people's Bank of China, were officially published and implemented. This opinion officially started the work of gradually migrating the traditional magnetic stripe cards from banks to financial IC cards throughout the country, and worked out a clear time plan, and made clear requirements for the expansion of financial IC cards in related applications. This marks the banking card industry will usher in a new development opportunities, financial IC card development has become a new industry focus. On the one hand, with the continuous expansion of the scale of the traditional magnetic stripe cards in domestic banks, the bank card fraud risk, the counterfeit card theft risk, and the information leakage risk caused by the weak security technology of the traditional magnetic stripe card are also rising step by step. It is necessary to promote the upgrading of bank card industry technology through the transfer of financial IC card to effectively reduce the risk. On the other hand, the use of bank card is expanding with the increase of scale, but the traditional magnetic stripe card has been difficult to meet the cross-industry. The multi-function, multi-application industry development demand, must through the financial IC card technical superiority, promotes the bank card service innovation development. In this context, in order to further create a smart city system, effectively promote the sharing of resources and collaborative services from all walks of life in the city, and meet the diversified and personalized service needs of the citizens, the Changshu City Government officially launched the issue of the Changshu Citizen Card in 2013. And as the city's people's livelihood project, the overall promotion of related applications. Changshu Citizen Card is a standard financial IC card. Its issuance marks a historic achievement in promoting the construction of the overall financial IC card in Changshu. At the same time, it has become a model city which combines the whole urban planning and IC card application. Based on the theory of project management and the application of Changshu citizen card, this paper explores how to solve the above problems in the process of financial IC card migration and business innovation. At the same time, the paper analyzes the important role of IC card in promoting the upgrading of social industry, especially in the field of application and extension, and in serving the people's livelihood.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.2

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