民生银行沈阳分行个人外汇业务风险防控提升项目管理研究

发布时间：2018-06-24 19:13

  本文选题：项目风险管理 + 风险识别　； 参考：《吉林大学》2017年硕士论文

【摘要】：在国家逐步开放外汇市场的政策影响下,外汇市场逐渐发展多元化。个人的外汇需求将逐步得到释放,相应的个人外汇管理也将迎来新的变化,这些变化同时对国家经济影响,外汇监管政策等都将形成新的挑战。与此同时,对比逐步宽松的经济政策,国家外汇管理局也加大了对金融机构外汇业务的监管力度,对开立外汇业务的各金融机构提出了新的要求和考核评级标准。这就要求外汇经营机构加强内部监管,积极探索外汇业务管理的思路和方法,加大力度推进各项合规业务和监管制度的落实。本文重点是以民生银行沈阳分行(以下简称为民生沈阳)个人外汇业务风险防控提升项目为研究对象,依托项目管理理论对民生沈阳个人外汇业务风险防控的提升进行研究,以达到对个人外汇业务风险有效的事前预防,科学的事中预警以及及时而有效的事后监督。本文对该项目建设中启动、计划、实施、控制到结束的五个过程进行了阐述,同时利用项目管理的相关理论,针对项目过程中可能存在的风险点进行风险识别和分析。研究的方法是通过对沈阳民生个人外汇风险防控提升项目进行风险识别、风险评估以及风险评价,凭此找到该项目可能的风险所在,并按照风险事件发生的概率大小进行分类排序。同时,针对与该项目的项目风险管理,提出流程保障,人员保障和监控机制保障等项目风险管理的保障措施。从项目范围管理方面,在项目目标确定的基础上,保证民生沈阳个人外汇风险防控提升项目不会在项目定义阶段设定不必要的职能和附属目标,以免造成资源的浪费,目标的偏差等。从项目进度管理方面,编制项目计划表,通过WBS图表把项目所需的成果和项目工作分解成更细的,更容易管理的组成部分,明确项目各阶段需要完成的定性和定量的内容,明确项目中各项工作和应该达到效果,帮助项目中的进度专员定期检查项目进度计划的执行情况,跟进各个单元的进度和成果以及偏差程度。并针对与计划进度不一致的问题及时分析原因进行调整。从项目质量管理的方面设立多指标对比控制,预防和及时调整偏差。以此通过多维度对每个过程中的关键性风险进行分析。本文研究的目的是通过民生银行沈阳分行个人外汇业务风险防控提升项目的研究总结出一套行之有效的项目范围、进度、质量的管理模式,为项目管理理论在银行业务发展中的应用提供有价值的参考。
[Abstract]:Under the influence of the country's policy of gradually opening up the foreign exchange market, the foreign exchange market has gradually developed and diversified. Individual demand for foreign exchange will be released gradually, and the corresponding individual foreign exchange management will also face new changes. These changes will also pose new challenges to the national economy and foreign exchange regulatory policies. At the same time, compared with the gradually relaxed economic policy, the State Administration of Foreign Exchange has also stepped up the supervision of the foreign exchange business of financial institutions, and has put forward new requirements and evaluation criteria for the financial institutions that open foreign exchange business. This requires foreign exchange management institutions to strengthen internal supervision, actively explore ideas and methods for foreign exchange business management, and step up efforts to promote the implementation of various compliance business and regulatory systems. This paper focuses on the personal foreign exchange business risk prevention and control project of Minsheng Bank Shenyang Branch (hereinafter referred to as Minsheng Shenyang) as the research object, relying on the project management theory to study the promotion of personal foreign exchange business risk prevention and control in Minsheng Shenyang. In order to achieve effective forex business risk prevention, scientific early warning and timely and effective post-supervision. In this paper, the five processes of starting, planning, implementing and controlling to the end of the project construction are expounded. At the same time, the risk identification and analysis of the possible risk points in the process of the project are carried out by using the relevant theory of project management. The research method is to identify, evaluate and evaluate the risk of the personal foreign exchange risk prevention and control project in Shenyang Minsheng, so as to find out the possible risk of the project. And according to the probability of the occurrence of risk events are classified and sorted. At the same time, aiming at the project risk management with the project, this paper puts forward the guarantee measures of the project risk management, such as the process guarantee, the personnel guarantee and the monitoring mechanism guarantee. From the aspect of project scope management, on the basis of the determination of project objectives, the project will ensure that the project does not set unnecessary functions and subsidiary objectives in the project definition stage, so as to avoid the waste of resources. The deviation of a target, etc. From the aspect of project schedule management, prepare the project schedule, break down the required results and work of the project into more detailed and manageable components through the WBS chart, and define the qualitative and quantitative content to be completed in each phase of the project. Identify the work and results to be achieved in the project, assist the progress officer in the project to regularly check the implementation of the project progress plan, follow up on the progress and results of each unit and the degree of deviation. And timely analysis of the reasons for the inconsistency with the schedule. Set up multi-index contrast control from project quality management, prevent and adjust deviation in time. The key risks in each process are analyzed through multiple dimensions. The purpose of this study is to sum up a set of effective project scope, schedule and quality management model through the research of the personal foreign exchange business risk prevention and control project of Minsheng Bank Shenyang Branch. It provides a valuable reference for the application of project management theory in the development of banking business.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.6
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本文编号：2062630