基于Internet的网络支付系统安全的研究

发布时间：2018-04-02 09:07

本文选题：电子商务　切入点：网上支付　出处：《东北师范大学》2017年硕士论文

【摘要】：电子货币是信息时代下的产物。人类历史上使用了很多物品作为货币的载体,比如贝壳、金银铜铁、纸钞。在建国后的一段时间,也曾使用记工分的形式在小范围内进行劳动力与物品的交换。这可能是进入信用货币时代后,第一次出现没有实物作为货币载体的形式。进入网络时代以后,这种以记账替代货币直接支付的形式,进一步得到了应用,从而形成了电子货币的雏形。电子货币的交易便捷性、存储安全性和的发行量可控性,使得电子货币在某些特殊交易环境下,成为了无可替代的货币品种。比如在近两年的跨国货币兑换交易中,比特币成功的替代了美元,成为了国内部分投资者向境外转移资产的捷径,比特币的投资价值经此一役已经得到了投资者们的极大认可。然而,网上支付系统的特点,使得对用户的身份确认变得比较困难。这导致网上支付系统所面临的最大威胁就是安全威胁。互联网的成功在于它的开放性,然而互联网所受到的威胁也在于它的开放性。在线支付系统的优越性以及安全性缺失,也同样是由开放性引发的。本文从电子商务的发展入手,对电子商务的交易流程、基于Internet的网上支付在电子商务中的应用进行了研究。对电子货币、网上支付系统、信用卡支付系统、电子现金支付系统、电子支票支付系统、电子银行支付系统的功能和应用进行了分析。对网上支付所采用的安全技术进行了研究,对网上支付所采用的协议进行了分析。最后对银行卡安全支付模型进行了设计,对加密算法进行了实现。测试结果表明,银行卡安全支付模型达到了设计的要求,能够确保安全支付的需求。
[Abstract]:Electronic money is a product of the information age. The carrier, the history of mankind has used many items as money, such as shell, gold and silver and brass and iron, banknotes. After the founding of a period of time, the exchange also used the form of the work points of labor and goods in a small range. This may be entering credit currency times first, there is no real currency as the vector form. After entering the network era, this alternative currency to account direct payment in the form of further application, thus formed the rudiment of electronic money, electronic money transaction convenience, circulation storage safety and controllability, the electronic currency in some special trading environment, has become an irreplaceable currency varieties. Such as currency exchange in recent years, bitcoin has successfully replaced the dollar, has become part of domestic to overseas investment To the transfer of assets, bitcoin investment value after this service has been greatly recognized investors. However, the characteristics of the online payment system, the user identification becomes more and more difficult. This led to the biggest threat to the online payment system is facing security threats. The success of the Internet lies in its openness. However, the Internet threat lies in its openness. The superiority and safety of the lack of online payment system, is also caused by the opening. This paper from the development of electronic commerce of the electronic commerce transaction process, Internet online payment application in electronic commerce has been researched. The electronic money, online payment system, credit card payment system, electronic cash system, electronic cheque payment system, the function and application of electronic payment system are analyzed. The online payment security technology used in the study, the online payment protocol used was analyzed. Finally the security of bank card payment model is designed, the realization of the encryption algorithm. The test results show that the security of bank card payment model to meet the design requirements, which can ensure the safe payment needs.

【学位授予单位】：东北师范大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F724.6;F832.2;TP393.08

【参考文献】