C银行国际贸易融资业务风险管理的研究

发布时间：2017-12-30 18:08

本文关键词：C银行国际贸易融资业务风险管理的研究　出处：《上海交通大学》2014年硕士论文　论文类型：学位论文

【摘要】：改革开放30多年来,随着对外贸易的不断发展,银行为国际贸易所提供的金融服务也在不断地进步,从最基础的结算与结售汇业务到贷款融资再到结构性的组合产品。商业银行所提供的贸易融资业务的一大特点是信贷融资与企业商业活动的直接联系,因此在经营业务的过程中有着与传统的流动资金贷款区别化的风险种类。近五年来,随着人民币国际化的进程,我国对外贸易的结构开始出现转变,贸易的结构中更多的融合了金融元素,这种变化有着正面的作用但同时也为商业银行的贸易融资风险管理带来新的影响因素。本文以C银行作为研究对象,对其国际贸易融资业务风险管理进行了分析和研究,并结合国内国际金融与贸易市场的最新形势,给出了针对新环境下C银行贸易融资业务风险管理的应对措施与建议。本文主要结构如下:首先,就选题的背景与意义、研究方法、创新与不足进行说明,然后对商业银行的风险管理理论与贸易融资业务风险管理的研究情况进行梳理,并整理为文献综述;随后对国际贸易融资业务风险的成因与类别进行的归纳,在结合人民币国际化背景下的市场变化对C银行贸易融资业务的风险管理情况进行了分析。最后针对C银行贸易融资业务风险管理中的不足之处提出了应对措施与建议。
[Abstract]:Since the reform and opening up for more than 30 years, with the continuous development of foreign trade, the financial services provided by banks for international trade are also making continuous progress. From the most basic settlement and foreign exchange settlement business to loan financing to structural portfolio products. A major feature of the trade financing business provided by commercial banks is the direct relationship between credit financing and business activities of enterprises. Therefore, in the process of operating business there are different types of risk from the traditional liquidity loan. In the past five years, with the process of RMB internationalization, the structure of China's foreign trade has begun to change. The structure of trade is more integrated with financial elements. This change has a positive effect but also brings new factors to commercial banks' trade financing risk management. This paper takes C Bank as the research object. This paper analyzes and studies the risk management of international trade finance, and combines the latest situation of domestic and international financial and trade markets. The main structure of this paper is as follows: first of all, the background and significance of the topic, research methods, innovation and shortcomings are explained. Secondly, the research situation of risk management theory of commercial banks and trade financing business risk management is combed out, and summarized as literature review. Then the causes and categories of the risks of international trade financing business are summarized. This paper analyzes the risk management situation of C bank trade financing business in the light of the market changes under the background of RMB internationalization. Finally, it puts forward some countermeasures against the deficiency of C bank trade finance business risk management. And suggestions.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.2

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