DY银行操作风险管理研究

发布时间：2018-01-01 06:26

本文关键词：DY银行操作风险管理研究　出处：《中国石油大学(华东)》2014年硕士论文　论文类型：学位论文

【摘要】：目前,商业银行在国民经济发展和人民生活中的地位越来越重要。然而,随着银行业务往来的增多,特别是银行业务操作数量的几何级数增长带来的风险事件已造成了巨大的财务损失和不良影响,已成为监管当局、研究学者、银行治理层以及其他利益相关者关注的焦点问题。DY银行作为一家成立不久的城市商业银行,其操作风险管理起步较晚,日常经营活动中也出现了一些操作风险管理问题。本文通过梳理商业银行操作风险管理相关文献构建了基础理论框架,在此基础上,对DY操作风险管理的现状及问题进行了分析,并提出了重建DY银行操作风险体系的方案和保障DY银行操作风险有效运行的措施。论文的重点在于基于部分案例深入分析DY银行操作风险管理问题并重新设计DY银行操作风险体系,论文的不足之处在于自己对于基础理论掌握不够,特别是在操作风险量化方面,存在较大的缺陷。
[Abstract]:At present, commercial banks play a more and more important role in the development of national economy and people's life. However, with the increase of banking business transactions. In particular, the risk events brought by the geometric growth of banking operations have caused huge financial losses and adverse effects, and have become regulatory authorities, research scholars. Bank governance layer and other stakeholders focus on the focus. DY bank as a city commercial bank, its operational risk management started relatively late. There are also some operational risk management problems in the daily business activities. This paper constructs a basic theoretical framework by combing the relevant documents on operational risk management of commercial banks. The present situation and problems of DY operational risk management are analyzed. The scheme of rebuilding the operational risk system of DY Bank and the measures to ensure the effective operation of the operational risk of DY Bank are put forward. The emphasis of this paper is to analyze the operational risk management problems of DY Bank based on some cases and to rebuild the operation risk management system of DY Bank. Design DY bank operational risk system. The deficiency of the thesis lies in its insufficient grasp of basic theory, especially in the aspect of operational risk quantification.
【学位授予单位】：中国石油大学(华东)
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.2

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