江苏省城镇化进程中的金融支持问题研究

发布时间：2018-01-04 20:36

本文关键词：江苏省城镇化进程中的金融支持问题研究　出处：《中国矿业大学》2014年硕士论文　论文类型：学位论文

【摘要】：自改革开放以来，我国城镇化水平持续提高，但是截止到2012年底，城镇化水平仍低于世界平均水平。随着我国经济可持续发展面临挑战，单纯依靠投资、出口模式难以持续，加快城镇化进程带动内需重新走上日程。江苏省作为我国经济最为发达的地区之一，经济对外贸依赖程度较高，而且城镇化水平较全国高，研究江苏省城镇化进程对于我国城镇化发展具有重要的示范意义。影响城镇化的因素较多，金融支持是其中重要的因素。城镇化与金融市场具有与生俱来的内在关系。城镇化进程由于涉及人口、产业、基础设施等全方位投资，资金需求量较大，都离不开金融市场的支持。因此研究江苏省城镇化进程的金融支持具有重要的理论意义和现实价值。论文从理论的角度来阐述金融支持与城镇化进程的内在逻辑。城镇化进程内涵：人口城镇化、产业城镇化和社会城镇化。人口城镇化是核心，产业城镇化是经济基础，社会城镇化是外在表现形式，三者共同构成城镇化。人口城镇化满足：城镇的吸引力、人地分离程度与人口自身综合能力。产业城镇化满足：满足大量农村剩余劳动力需求、为农村入城居民提供持续稳定工作。社会城镇化满足：良好的城镇基础设施、生态环境和较高生活水平。金融机构能动员储蓄、促进资本形成和提高资本配置效率进而提高农业劳动生产率，促进剩余产品和剩余劳动力的产生，从而促进人地分离程度和人口自身能力；金融机构通过支持中小企业发展，满足剩余产品和农村剩余劳动力，为居民提供稳定的工作；金融支持城镇基础设施建设完善，改善生态环境，提高居民生活水平，从而进一步提高城镇的吸引力。金融机构通过支持人口城镇化、产业城镇化和社会城镇化，推动城镇化进程。论文对江苏省城镇化和金融支持现状细致的分析，为实证分析奠定良好基础。构建金融支持和城镇化进程指标体系，金融支持度包括：金融支持规模、金融支持结构和金融支持效率。通过因子和回归分析进行实证检验。实证分析发现，金融支持度对城镇化进程具有显著促进作用，城镇化进程反过来也促进金融发展。针对江苏省区域特点，分别对苏南、苏中和苏北地区进行回归分析，发现金融支持度对三大区域城镇化水平都有显著支持作用，其中苏北地区作用最明显，苏南最低。综合分析，提出江苏省城镇化进程中的金融支持问题，，然后针对性地提出加大金融支持力度，促进城镇化进程的政策建议。
[Abstract]:Since the reform and opening up, China's urbanization level continued to increase, but at the end of 2012, the urbanization level is still lower than the average level in the world. With the sustainable development of China's economy is facing challenges, relying solely on the investment, the export model is difficult to continue to accelerate the process of urbanization, driven by domestic demand back on the agenda. As one of the developed areas of Jiangsu province most of China's economy, economy of a higher degree of dependence of foreign trade, and the urbanization level higher than the whole country, research the process of urbanization in Jiangsu province has important demonstration significance for the development of China's urbanization. There are many factors affecting urbanization, financial support is one of the important factors. Urbanization and financial markets have internal relations with students come to the process of urbanization. Because of population, industry, infrastructure and a full range of investment, the demand for funds is large, all cannot do without the support of the financial market. So the study of Jiangsu The financial support of the process of urbanization in the province has important theoretical and practical value.
This paper from the perspective of theory to explain the inherent logic of financial support and the process of urbanization. Urbanization connotation: population urbanization, industrial urbanization and social urbanization. Urbanization is the core industry, urbanization is the economic foundation, social urbanization is the external form, the three together constitute the urban population urbanization. Meet: Urban attraction, people from their own comprehensive ability. And the degree of population urbanization industry meet: meet the needs of a large number of rural surplus labor force, providing a steady job for rural residents into the city. Society urbanization meet: good urban infrastructure, ecological environment and higher living standards. The financial institutions can mobilize savings, promote the capital formation and improve the efficiency of capital allocation and improve agricultural productivity, promote the surplus product and surplus labor production, so as to promote people to people and the degree of separation In their own ability; financial institutions by supporting the development of SMEs, meet the surplus product and surplus rural labor, to provide a stable financial support for residents; urban infrastructure construction, improve the ecological environment, improve the living standards of residents, so as to further improve the urban attraction. Financial institutions through the support of population urbanization, the urbanization and the industrial society urbanization, promote the process of urbanization.
The Jiangsu province urbanization and financial support for the status quo analysis, lay a good foundation for the empirical analysis. The establishment of financial support and urbanization index system, including financial support: financial support scale, financial support structure and financial support efficiency. Through the factor and empirical regression analysis. The empirical analysis shows that financial support the degree of urbanization has a significant role in promoting the process of urbanization, in turn, promote the financial development in Jiangsu province. According to the regional characteristics of South of Jiangsu, respectively, by regression analysis the middle and north of Jiangsu Province, issued financial support of the level of the three regional cities and towns have a significant supporting role, the northern Jiangsu area. The most obvious, the lowest in South of Jiangsu. Comprehensive analysis, put forward the question of financial support in Jiangsu Province in the process of urbanization, and then put forward to increase financial support to promote the process of Urbanization Policy recommendations.

【学位授予单位】：中国矿业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.27;F832.7

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