新常态下的互联网金融创新

发布时间：2018-01-07 06:00

本文关键词：新常态下的互联网金融创新　出处：《时代金融》2017年29期 　论文类型：期刊论文

【摘要】：改革开放后,经济新形势下,人们是否能够正确认识经济发展新常态是把握发展中机遇的关键。金融是经济的核心内容,金融新常态下的互联网金融的出现和发展打破了传统的金融格局,促进了经济的快速发展。金融是经济的核心内容,基于经济和金融这一基本关系,在经济的"新常态"下,经济决定金融。互联网金融的出现和迅猛发展促进了经济的发展。在当下互联网金融面临监管、技术、信息不对称和线上线下不一致等约束,相关机构必须全面沿着金融创新与良性发展的路线走大数据之路,通过并购等方式提升内生动力,促进个人征信发展,加强开放合作,全面提升技术和安全防范水平。
[Abstract]:After the reform and opening up, under the new economic situation, whether people can correctly understand the new normal economic development is the key to grasp the opportunity of development. Finance is the core content of the economy. The emergence and development of Internet finance under the new normal state of finance broke the traditional financial pattern and promoted the rapid development of economy. Finance is the core content of economy, based on the basic relationship between economy and finance. Under the "new normal" of economy, economy decides finance. The emergence and rapid development of Internet finance promote the development of economy. At present, Internet finance is faced with supervision and technology. Information asymmetry and line and line inconsistency and other constraints related institutions must follow the financial innovation and healthy development line to take the path of big data through mergers and acquisitions to promote endogenous motivation to promote the development of personal credit. We will strengthen cooperation with the outside world and comprehensively raise the level of technology and safety precautions.
【作者单位】：湖北省松滋市林科所;
【分类号】：F724.6;F832
【正文快照】： “新常态”是一个相对而言的概念。新一轮的全球金融危机之前,近20年中国经济的特点,主要表现在经济发展主要靠投资拉动,资本净流入,经济增速较快等等,其整体特征是追求数量、发展粗放。新常态意味着和原来靠吸引外资和靠固定资产投资经济增长的常态理应不能持续长久的维持,应

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