普惠金融视野下浙江农信发展社区银行模式探究

发布时间：2018-01-09 18:04

本文关键词：普惠金融视野下浙江农信发展社区银行模式探究　出处：《上海交通大学》2014年硕士论文　论文类型：学位论文

【摘要】：党的十八届三中全会正式明确提出发展普惠金融,它既是惠及贫困人口和弱势群体的一种金融,更是惠及全社会,进而利好金融行业的一种金融。在浙江,以省农信联社为代表的一批金融机构,把普惠金融的理念融入到他们的业务发展和市场开拓中,在普惠金融的实践发展上做出了积极有效的探索。目前,发展社区银行已经成为推开普惠金融最为有效的途径和方式之一。本文从普惠金融与社区银行的概念、特点和两者关系出发,介绍了在普惠金融视野下浙江农信的现状和发展社区银行的优势,以及在分析浙江农信发展社区银行实践与成效的基础上,从总部建设、网点转型、产品服务等三个方面提出发展社区银行的方向和模式,从而走出一条属于自己的特色道路,为农村金融机构发展社区银行提供具有探索的范文,具有较好的借鉴意义。
[Abstract]:The third Plenary session of the 18 CPC Central Committee formally and explicitly put forward the development of inclusive finance, which is not only a kind of finance that benefits the poor and vulnerable groups, but also benefits the whole society, and thus a kind of finance for the financial industry. A group of financial institutions, represented by Provincial Agricultural Credit Union, put the concept of inclusive finance into their business development and market development, and made an active and effective exploration on the practical development of inclusive finance. The development of community banks has become one of the most effective ways to promote inclusive finance. This paper starts from the concept, characteristics and relationship between inclusive finance and community banks. This paper introduces the present situation of Zhejiang Rural Credit Bank and the advantages of developing community bank under the view of inclusive finance, and on the basis of analyzing the practice and effect of developing community bank of Zhejiang Rural Credit Bank, the construction of headquarters and the transformation of network are introduced. Product services and other three aspects of the development of community banks proposed the direction and mode, so as to walk out of a unique road, for rural financial institutions to develop community banks to provide a model paper with exploration. It has good reference significance.
【学位授予单位】：上海交通大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35

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