中部六省区域金融发展差异实证研究

发布时间：2018-01-19 07:11

本文关键词： 中部六省区域金融发展差异实证分析　出处：《江西农业大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着中部崛起战略实施至今，中部地区已经进入了加速发展、全面崛起的新阶段，中部地区与东部地区发展差距在逐渐缩小。在中部地区全面崛起的过程中，中部地区金融本身的发展已经不可避免地成“崛起”中的重点，而中部地区金融发展存在差异现象。本文主要对中部六省区域金融发展差异的现状、其变动趋势以及其金融发展水平进行综合测度等问题进行研究。首先，本文从中部六省区域金融发展的经济基础、区域金融发展规模、区域金融发展结构、区域金融发展效率以及中部地区的银行业、证券业以及保险行业的发展水平五个角度对中部六省区域金融发展差异的现状进行了描述。其次，用变异系数和泰尔熵指数，具体量化中部六省区域金融差异，揭示了中部地区区域金融发展差异的结构以及变化趋势；实证分析了中部六省区域金融相关比率的σ收敛指数，得出的结论为虽中部各省的区域金融发展差异变化趋势不同，但从整体上，中部六省区域金融发展差异呈现缩小趋势。本文选取中部六省的82个城市为样本，根据8个指标运用因子分析对各城市的金融发展水平进行实际测评，并由82个城市的综合得分进行排序的结果，运用聚类分析将其划分为不同的梯度等级。再次，本文从区域经济发展程度差异、自然地理因素以及政府因素三个角度对中部六省的区域金融发展差异的形成进行了原因分析。最后，本文针对以上的研究结论基础上，提出了四点建议，，即充分考虑地区差异，建立多层次区域金融机构体系；培育区域金融发展增长极；促进区域金融生态环境；建设塑造服务型地方政府，构建公开的信息交流机制。
[Abstract]:With the implementation of the strategy of the rise of the central region, the central region has entered a new stage of accelerated development. The development gap between the central region and the eastern region is gradually narrowing, and in the process of the overall rise of the central region. The development of finance itself in the central region has inevitably become the focus of the "rise", and there are differences in the financial development of the central region. This paper mainly focuses on the status quo of the regional financial development differences in the six central provinces. Its change trend and its financial development level to carry on the comprehensive measurement and so on question carries on the research. First of all, this paper from the economic basis of regional financial development in six central provinces, regional financial development scale, regional financial development structure, regional financial development efficiency and banking in the central region. This paper describes the present situation of regional financial development difference in six provinces of central China from five angles of the development level of securities industry and insurance industry. Secondly, using coefficient of variation and Tyrentropy index, the paper quantifies the regional financial differences of six provinces in central China, and reveals the structure and changing trend of regional financial development differences in central China. Empirical analysis of the regional financial correlation ratio of the six central provinces 蟽 convergence index, the conclusion is that although the regional financial development in the central provinces of different trends, but from the overall. The differences of regional financial development in six provinces of central China are shrinking. This paper selects 82 cities in six provinces of central China as a sample and evaluates the financial development level of each city by factor analysis according to 8 indexes. According to the comprehensive scores of 82 cities, it is classified into different grads by cluster analysis. Thirdly, this paper analyzes the formation of regional financial development difference in six central provinces from three angles: regional economic development degree difference, natural geographical factor and government factor. Finally, on the basis of the above research conclusions, this paper puts forward four suggestions, that is, to fully consider the regional differences, to establish a multi-level regional financial institutions system; Fostering regional financial growth poles; Promoting regional financial ecological environment; The construction molds the service type local government, constructs the open information exchange mechanism.
【学位授予单位】：江西农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7

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