中外保障性住房融资模式比较研究

发布时间：2018-02-24 06:26

本文关键词： 保障性住房融资模式创新　出处：《福建师范大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着近年来房地产价格的大幅度上涨,国内居民的住房成本越来越高,中低收入阶层靠自己的收入无法通过购买商品房满足自身的住房需求,对要求政府提供保障性住房的呼声越来越高。中央政府提出在“十二五”期间建设3600万套保障性的目标,这能在很大程度上满足中低收入阶层的基本住房需求,然而建设资金的来源却是摆在政府面前的严峻问题。长期以来,我国的保障性住房建设资金来源主要是由政府财政预算、部分土地出让金以及住房公积金盈余等渠道组成。尽管,中央政府对保障性住房建设高度重视,各地方政府随着近年来房价上涨,土地出让金也一路攀升,保障性住房建设的资金有所增加,但是面对保障性住房建设的艰巨任务,资金紧缺仍然是摆在政府面前的难题。因此,创新保障性住房建设融资机制,缓解当前资金紧缺的局面,是一个亟需解决的难题。本课题正是基于当前的难题,通过学习西方发达国家成功的保障性住房建设经验,特别是对他们成功的融资模式认真的分析学习,结合我国保障性住房建设的现状,提出适合我国的国情的新的融资方式建议。
[Abstract]:With the rapid rise in real estate prices in recent years, the housing costs of domestic residents are becoming higher and higher. The low-income and middle income groups cannot meet their housing needs by buying commercial housing on their own. The central government has put forward the goal of building 36 million affordable housing units during the 12th Five-Year Plan period, which can largely meet the basic housing needs of the middle and low income groups. However, the source of construction funds is a serious problem in front of the government. For a long time, the source of funds for affordable housing construction in China has been mainly composed of the government budget, some land grants and surplus housing accumulation funds. Although, the central government attaches great importance to the construction of affordable housing. With the price of housing prices rising in recent years, land sales fees have been rising, and funds for affordable housing construction have increased, but in the face of the arduous task of building affordable housing, Capital shortage is still a difficult problem for the government. Therefore, it is an urgent problem to innovate the financing mechanism of affordable housing construction and alleviate the current shortage of funds. This topic is based on the current problems, through learning the successful experience of the western developed countries in affordable housing construction, especially the successful financing model of their serious analysis and study, combined with the current situation of affordable housing construction in China. Put forward the new financing mode suggestion that suits our country's national conditions.
【学位授予单位】：福建师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F293.3;F832.45

【参考文献】