以居民金融资产的保值增值为重要目标——深化金融体制改革的顶层设计思考

发布时间：2018-03-05 02:07

本文选题：金融体制改革　切入点：顶层设计　出处：《上海经济研究》2012年06期 　论文类型：期刊论文

【摘要】：将居民金融资产保值增值作为我国金融体制下一步改革的重要目标,符合中央将改善和保障民生作为加快转变经济发展方式根本出发点和落脚点的战略部署,有利于将30年改革开放的物质成果落实到普通居民身上,有利于支持实体经济发展和拉动内需,也有利于社会稳定与和谐社会建设。我们提出的具体建议是:为了协调各方面关系,搞好下一步金融体制改革,我们应转变理念,统一思想;在方法论上坚持"顶层设计"与"摸着石头过河"并行;在中央财经领导小组办公室内专设金融体制改革领导小组;完善金融投资者保护机制;对金融机构的经营和分配制度进行改革;建立健全金融消费者权利保护机制;进一步整顿和维护金融秩序等等。
[Abstract]:The residents' financial assets as an important goal of China's financial system reform, in line with the central will improve and protect the livelihood of the people as a strategic plan to accelerate the transformation of the mode of economic development is the starting point and the foothold, is conducive to the 30 years of reform and opening up the material results down to ordinary residents, to support the real economy the development and stimulate domestic demand, but also conducive to social stability and building a harmonious society. We put forward specific suggestions are: in order to coordinate relationships, improve the financial system reform in the next step, we should change the idea, the unity of thinking; adhere to the "top-level design" and "stones" in parallel design methodology; financial system reform leading group in the central financial work leading group office; improve the financial investor protection mechanism; reform of management and distribution system for financial institutions to establish a sound financial consumption; The protection mechanism of the rights of the persons, the further rectification and maintenance of the financial order and so on.

【作者单位】：上海社会科学院法学研究所;
【基金】：国家社科基金重大项目《深化金融体制改革》(项目编号:09&ZD030)资助,首席专家:顾肖荣
【分类号】：F832.0

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