小额贷款公司对地方经济发展耦合作用研究——基于长春市的数据

发布时间：2018-03-06 23:15

  本文选题：小额贷款公司　切入点：经济发展　出处：《社会科学战线》2012年06期 　论文类型：期刊论文

【摘要】：文章以信贷配给理论为基础,以长春市的小额贷款公司的数据为依托,研究了小额贷款公司存在的可能性和必要性,进而探讨了这种新型机构的发展对地方经济的耦合作用。结果表明,小额贷款公司不仅可以切实解决中小企业融资难问题,而且对于完善金融制度、构建普惠金融体系具有重要意义。因此,对小额贷款公司的发展应给予大力支持,审时度势和因地制宜,才能够达到事半功倍的效果。
[Abstract]:Based on the theory of credit rationing and the data of small loan companies in Changchun, this paper studies the possibility and necessity of the existence of small loan companies. The results show that microfinance companies can not only effectively solve the financing difficulties of small and medium-sized enterprises, but also improve the financial system. It is of great significance to construct inclusive financial system. Therefore, we should give great support to the development of microfinance companies, judge the situation and take measures according to local conditions, in order to achieve twice the result with half the effort.
【作者单位】： 吉林大学商学院;
【基金】：教育部重大项目(2009JJD790015) 吉林省科技厅软科学项目(20110663)
【分类号】：F832.4;F127
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本文编号：1576919