美国社区银行的经营模式及启示

发布时间：2018-03-08 01:31

本文选题：社区银行　切入点：大型银行　出处：《中国金融》2012年14期 　论文类型：期刊论文

【摘要】：正美国社区银行的定义在美国,社区银行通常是指主要从事传统银行业务,为当地居民、中小企业和农户提供存款、贷款和结算服务的商业银行。社区银行不是法律上的概念,美国没有在法律上对社区银行进行界定,而是在实践中由监管机构根据一定的标准将所监管的部分银行机构划定为社区银行。美国银行监管机构对社区银行的定义
[Abstract]:The definition of Community Bank in the United States in the United States, community banking usually refers to commercial banks that mainly engage in traditional banking business and provide deposits, loans and settlement services to local residents, small and medium-sized enterprises and farmers. Community banking is not a legal concept. The United States does not define community banks in law, but in practice some of them are classified as community banks by regulators in accordance with certain criteria. Definition of Community Banks by Bank Supervisors of the United States
【作者单位】：中国银监会政策研究局、统计部;
【分类号】：F837.12

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