我国上市商业银行公司治理与综合绩效的研究

发布时间：2018-03-25 11:23

本文选题：商业银行　切入点：公司治理　出处：《长沙理工大学》2014年硕士论文

【摘要】：银行作为现代金融体系的核心与支柱,在一国经济中扮演着重要角色,其综合绩效水平在一定程度上关系着整个国家乃至世界经济的稳定与发展。作为现代银行体系核心的银行公司治理,其优劣程度直接影响银行综合绩效水平的高低。良好的银行公司治理机制是维系公众信任的基础,是保持商业银行持续竞争力的根本,是银行业稳健运行的关键。基于此,本文以我国目前上市的16家商业银行2012年的数据为样本,对我国上市商业银行公司治理与综合绩效进行研究。首先,本文结合商业银行公司治理的特殊性,对商业银行公司治理与综合绩效的相关理论进行了分析,为全文奠定了坚实的理论基础。其次,对我国商业银行公司治理的历程及现状进行阐述与分析,为接下来的实证分析进行补充与映照。然后,运用主成分分析方法构建我国上市商业银行综合绩效指标,全面衡量我国上市商业银行的综合绩效水平,并对我国上市商业银行公司治理与综合绩效进行实证分析。最后,对全文进行总结,并为我国上市商业银行公司治理的优化提供对策建议。通过理论与实证分析,本文得出了以下结论：(1)我国商业银行的股权较集中,第一大股东持股比例与商业银行综合绩效负相关；(2)第一大股东的国有性质对上市商业银行综合绩效的影响不显著；(3)前五大股东持股比例之和对上市商业银行综合绩效有显著负影响；(4)董事会规模与上市商业银行综合绩效有显著的负相关关系；(5)董事会会议、监事会会议的召开在一定程度上对上市商业银行综合绩效有促进作用；(6)独立董事比例对上市商业银行综合绩效有一定的促进作用；(7)监事会规模的扩大不能促进上市商业银行综合绩效的提高；(8)高管激励制度并没有对我国上市商业银行综合绩效产生正的激励作用。
[Abstract]:As the core and pillar of modern financial system, banks play an important role in a country's economy. To some extent, its comprehensive performance level is related to the stability and development of the whole country and even the world economy. As the core of the modern banking system, the bank corporate governance, Good corporate governance mechanism is the basis of maintaining public trust, it is the fundamental to maintain the sustainable competitiveness of commercial banks, and it is the key to the steady operation of the banking industry. Based on the data of 16 commercial banks listed in China in 2012, this paper studies the corporate governance and comprehensive performance of listed commercial banks in China. First of all, this paper combines the particularity of corporate governance of commercial banks. The related theories of corporate governance and comprehensive performance of commercial banks are analyzed, which lays a solid theoretical foundation for the full text. Secondly, the course and current situation of corporate governance of commercial banks in China are expounded and analyzed. Then, we use the principal component analysis method to construct the comprehensive performance index of listed commercial banks in China, and comprehensively measure the comprehensive performance level of listed commercial banks in China. Finally, it summarizes the full text, and provides the countermeasures and suggestions for the optimization of corporate governance of listed commercial banks in China. This paper draws the following conclusion: (1) China's commercial banks have concentrated equity, The influence of the state-owned nature of the first largest shareholder on the comprehensive performance of listed commercial banks is not significant. (3) the sum of the first five shareholders' shareholding ratio has a negative correlation with the comprehensive performance of commercial banks. There is a significant negative correlation between the size of the board of directors and the comprehensive performance of listed commercial banks. The meeting of the Board of Supervisors can promote the comprehensive performance of listed commercial banks to a certain extent) the proportion of independent directors can promote the comprehensive performance of listed commercial banks to a certain extent) the expansion of the board of supervisors can not promote the overall performance of listed commercial banks. The promotion of comprehensive performance of commercial banks in China does not have a positive incentive effect on the comprehensive performance of listed commercial banks in China.
【学位授予单位】：长沙理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33;F271;F830.42

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