我国商业银行离岸金融业务研究

发布时间：2018-04-09 19:05

本文选题：离岸金融业务　切入点：离岸金融市场　出处：《南京师范大学》2014年硕士论文

【摘要】：离岸金融业务自20世纪50年代末产生,迄今已有五十多年的历史。其间,离岸金融市场范围不断扩大,与离岸金融方式有关的融资活动逐渐成为国际金融市场的主体并对国际金融市场产生了举足轻重的影响。我国早在1989年就开始了离岸金融业务的尝试,其间经历了曲折的发展过程。在当今经济全球化迅速发展的背景下,中国要积极融入世界,建设起世界的经济和金融中心,则对离岸金融服务提出了巨大的需求。对于中国来讲,如何发展和完善我国银行的离岸金融业务,探索出一条符合中国特点的离岸业务发展模式及其趋利避害的风险管理机制尤为重要。同时,我国正面临着进行金融改革的重要任务。但我国当前的金融改革处于初始阶段,还不够深入。发展离岸金融业务也是金融改革的一个重要组成部分,对于深化金融改革可以起到助推作用。逐步走向国际化是我国商业银行未来的发展趋势,商业银行开展离岸金融业务是提高国际化速度、增强国际影响力的必经之路,探究出一条符合中国特点的离岸业务发展模式及其趋利避害的风险管理机制,对于我国商业银行的全球化具有较高的研究意义。本文以离岸金融业务的相关概念为基础,对日本、美国和新加坡的离岸金融市场业务发展的经典案例进行了分析,回顾我国离岸金融业务的发展历程,总结我国离岸业务发展的特点,提出了当前存在的一些问题,从金融改革的角度分析了问题存在的原因,并从政府和商业银行两方面提出了发展和完善我国银行离岸金融业务的对策建议。其中,文章中特别提出了针对我国商业银行逐步走向国际化的发展趋势下,如何扶植中资企业“走出去”,提供“离在岸联动一体化”服务做出了研究。
[Abstract]:Offshore financial business since the late 1950s, has been more than 50 years of history.During this period, the scope of offshore financial market is expanding, and the financing activities related to offshore financial mode have gradually become the main body of the international financial market and have a decisive impact on the international financial market.As early as 1989, China began the attempt of offshore financial business, which experienced a tortuous process of development.Under the background of the rapid development of economic globalization, if China wants to actively integrate into the world and build up the world's economic and financial center, there is a huge demand for offshore financial services.For China, it is very important to develop and perfect the offshore financial business of Chinese banks, and to explore a development mode of offshore business that accords with the characteristics of China and its risk management mechanism.At the same time, China is facing the important task of financial reform.However, the current financial reform in China is in the initial stage, is not deep enough.The development of offshore financial business is also an important part of financial reform, which can help to deepen financial reform.Step by step towards internationalization is the future development trend of commercial banks in our country. The only way for commercial banks to develop offshore financial business is to improve the speed of internationalization and enhance the international influence.It is of great significance to study the globalization of commercial banks in China by exploring a development mode of offshore business and its risk management mechanism in line with the characteristics of China.Based on the related concepts of offshore financial business, this paper analyzes the classic cases of offshore financial market development in Japan, the United States and Singapore, and reviews the development process of offshore financial business in China.This paper summarizes the characteristics of offshore business development in China, puts forward some existing problems, and analyzes the causes of the problems from the perspective of financial reform.The paper also puts forward some suggestions on how to develop and perfect the offshore financial business of Chinese banks from the two aspects of government and commercial banks.Among them, the article puts forward the research on how to support the Chinese enterprises to "go out" and provide the service of "off-shore linkage" under the development trend of our country's commercial banks towards internationalization step by step.
【学位授予单位】：南京师范大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33;F832.2

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