互联网金融对证券行业的影响与对策.pdf

  本文关键词：互联网金融对证券行业的影响与对策，由笔耕文化传播整理发布。

互联网金融对证券行业的影响与对策 龚映清 (国信证券博士后工作站,广东 深圳 518001) 摘要:互联网金融是互联网和金融业相结合的领域,也是现代金融业发展的重大 方向,其发展潜力引来了证券行业的普遍重视与关注。针对互联网金融这一新型 金融模式,本文立足于其发展现状与趋势,深入分析互联网金融对证券行业的影 响。互联网金融改变了证券行业价值实现方式,引发证券经纪和财富管理的“渠 道革命”,弱化证券行业金融中介功能,重构资本市场投融资格局,并加剧了行 业竞争。本文的研究为证券公司开展互联网金融业务、监管层制定相关政策提供 了参考依据,具有重要理论和现实意义。 关键词:互联网金融,证券行业,众筹,网络证券 Abstract: Internet Financial is a field of combining internet and financial, which represents the trend of modern financial area and thus attracts widespread attention of the securities industry for its development potential. Concerning of the new financial model of the Internet Financial, this paper in-depth analyzed the impact of Internet Financial on securities industry, and thus gave advice and policy recommendations to the securities industry to meet the opportunities and challenges of Internet Financial basing on its present situation and development trend. This study provides useful reference for securities companies to carry out internet banking business, for administrative apartments to formulate polices, which has important theoretical and practical significanceKey words: Internet Financial, Securities Industry, crowdfunding,作者简介:龚映清,女,经济学博士,国信证券博士后工作站,研究方向:新兴 产业与投资。 中文分类号:F832.3 文献标识码:A 引言 随着以社交网络、移动支付、搜索引擎、云计算、数据挖掘等为代表的现代 互联网科技的快速发展,以及

  本文关键词：互联网金融对证券行业的影响与对策，，由笔耕文化传播整理发布。