无锡科技金融发展的问题与对策研究

发布时间：2018-05-13 13:45

本文选题：科技金融 + 无锡　；参考：《江南大学》2014年硕士论文

【摘要】：近年来，国际经济形势不断动荡，而中国的经济也在转型升级的过程之中，在此双重背景之下，中国的发展正处于一个非常关键的历史阶段。党的“十八大”明确提出了要增加对科技的投入，通过加强自主创新来促进经济的增长，这促使许多学者开始关注科技金融这一领域。目前，研究科技金融的热潮才刚刚兴起，人们对其的理解也还不够深刻。科技金融主要指的是金融对科技的支持作用，是以促进科技创新的产业化与科技型企业发展为主要目的，各个金融资源的主体对相关的创新主体等提供系统性的金融服务的总称。科技金融体系共分为六个部分，分别是科技财政资源、科技贷款、科技保险、科技资本市场、创业风险投资以及外部环境支持。无锡市作为长三角地区的代表性城市之一，是中国改革开放三十多年来经济发展的典型，是我国东部地区的经济重镇。无锡发展科技金融的原因是多方面的：首先，无锡经济实力强，科学基础扎实，具有良好的发展科技金融的基础；其次，无锡经济转型升级需要发展科技金融；最后，无锡自然资源的匮乏与环境问题的不断恶化要求无锡发展科技金融。作为江苏省第一个科技金融创新发展试点，无锡已经初步建立了一套比较完整的科技金融体系，，在一定程度上推动了部分科技型企业的发展。但是，无锡的科技金融发展还面临着诸多问题：第一，各个部门在观念上仍然对科技金融不够重视；第二，金融对于科技发展的支持力度仍然不强；第三，对于种子期与初创期科技型企业的帮助比较缺乏；第四，科技金融环境的建设还有待加强。要解决无锡科技金融还存在的问题：首先，要转变观念，树立起正确的科技金融观；其次，要完善科技贷款机制，加强科技创新；再次，要引导社会资本加入，丰富科技金融构成；还有，要加强对初创企业的支持，完善科技金融体系；最后，要完善服务平台，加快科技金融环境建设。研究无锡科技金融的情况，对于促进地区发展，转变经济增长的方式，加速产业优化升级，都具有很强的意义。
[Abstract]:In recent years, the international economic situation is constantly turbulent, and China's economy is also in the process of transformation and upgrading. Under this dual background, China's development is in a very critical historical stage. The 18th National Congress of the Party clearly proposed to increase investment in science and technology and promote economic growth through strengthening independent innovation, which prompted many scholars to begin to pay attention to the field of science and technology finance. At present, the upsurge of science and technology finance is just rising, people's understanding of it is not deep enough. Science and technology finance mainly refers to the role of finance in supporting science and technology, and its main purpose is to promote the industrialization of science and technology innovation and the development of science and technology enterprises. The main body of each financial resource provides the systemic financial service to the related innovation main body and so on. Science and technology finance system is divided into six parts, namely, science and technology finance resources, science and technology loan, science and technology insurance, science and technology capital market, venture capital investment and external environment support. As one of the representative cities in the Yangtze River Delta, Wuxi is a typical economic development of China's reform and opening up for more than 30 years, and an important economic town in the eastern part of China. There are many reasons for the development of science and technology finance in Wuxi: first, Wuxi has a strong economic strength and a solid scientific foundation, which has a good foundation for the development of science and technology finance; secondly, Wuxi needs to develop science and technology finance for its economic transformation and upgrading; finally, it needs to develop science and technology finance. The shortage of natural resources and the worsening of environmental problems in Wuxi require the development of science and technology finance in Wuxi. As the first science and technology finance innovation development pilot in Jiangsu Province, Wuxi has initially established a relatively complete science and technology finance system, which to some extent has promoted the development of some science and technology enterprises. However, the development of science and technology finance in Wuxi still faces many problems: first, all departments still pay less attention to science and technology finance conceptually; second, the financial support for the development of science and technology is still not strong; third, For the seed period and the initial stage of science and technology enterprises lack of help; fourth, the construction of science and technology financial environment needs to be strengthened. In order to solve the remaining problems in science and technology finance in Wuxi: first, we should change our concepts and set up a correct view of science and technology finance; secondly, we should improve the mechanism of science and technology loans and strengthen scientific and technological innovation; thirdly, we should guide social capital to join in. In addition, we should strengthen the support to the start-up enterprises and perfect the sci-tech financial system. Finally, we should perfect the service platform and speed up the construction of the sci-tech financial environment. It is of great significance to study the situation of science and technology finance in Wuxi to promote regional development, to change the mode of economic growth and to accelerate the optimization and upgrading of industry.
【学位授予单位】：江南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.7

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