Z银行FTP体系构建研究

发布时间：2018-05-15 19:33

本文选题：资金管理 + 内部资金转移定价　；参考：《南京农业大学》2014年硕士论文

【摘要】：内部资金转移定价是一种精细化管理的工具,将资金在企业内部各部门之间转移赋予可以计量的价格,能够精确计算出各部门收益。这一工具在国外金融机构早已运用成熟,国内商业银行正逐渐引入这一工具。目前国内相关研究大多集中对实施资金管理方式、必要性和先进性的分析,指出资金转移定价机制是对我国商业银行传统资金管理模式的改进,强调了其在科学考评业绩等方面的积极作用。但在系统分析FTP体系建设方面的研究较少,然而基于经典理论的FTP体系建设指导依据研究,与基于案例的FTP管理实践研究相结合的研究思路对指导商业银行正确建立合适、有效、可操作的管理体系具有重大意义。本文贯彻理论结合实践的思维宗旨,以Z银行为研究对象,通过将Z银行传统资金管理模式与商业银行资金运用应达标准进行对比,分析了Z银行资金管理中存在的问题及其成因,并提出解决方案即构建FTP体系。其次本文通过在探讨FTP体系建设过程中各项要素的使用方法后,对该体系在Z行收益率曲线、价格引导机制、盈利分析及资金管理模式改进上取得的效果进行研析。最后就Z银行FTP体系建设的研究进行总结与展望。
[Abstract]:The transfer pricing of internal funds is a kind of fine management tool. The transfer of funds between the departments of the enterprise can be assigned to the measurable price, and the revenue of each department can be calculated accurately. This tool has long been used in foreign financial institutions, domestic commercial banks are gradually introducing this tool. At present, most of the domestic researches focus on the analysis of the mode, necessity and advanced nature of implementing fund management, and point out that the mechanism of fund transfer pricing is an improvement on the traditional fund management mode of commercial banks in China. It emphasizes its positive role in the scientific evaluation of achievements and so on. However, there is little research on the systematic analysis of FTP system construction. However, the research on the guidance basis of FTP system construction based on classical theory, combined with the case based FTP management practice research, is suitable for guiding commercial banks to establish correctly. An effective and operable management system is of great significance. This article carries out the thinking aim of combining theory with practice, takes Z Bank as the research object, compares the traditional fund management mode of Z bank with the commercial bank capital application standard. This paper analyzes the problems and causes of Z bank's capital management, and puts forward the solution, that is, constructing FTP system. Secondly, this paper analyzes the effect of FTP system on the Z line yield curve, price guidance mechanism, profit analysis and the improvement of fund management model after discussing the use of various elements in the process of FTP system construction. At last, the research of Z bank FTP system construction is summarized and prospected.
【学位授予单位】：南京农业大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33;F830.42

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