城镇化进程中的金融支持政策研究

发布时间：2018-06-05 22:06

本文选题：城镇化 + 金融支持　；参考：《湖南大学》2014年硕士论文

【摘要】：城镇化作为我国现代化建设的历史任务、扩大内需的最大潜力所在，，对于促进国民经济稳步增长，提升人民群众生活水平无疑具有重要意义。金融作为当前经济社会的核心，与之相关的信贷政策以及监管方式等在内的一系列因素都会对城镇化这一历史性工作的推进造成一定影响。因而在城镇化推进过程中，首先明确明确金融支持的内容、历史表现及效果和相关实施机制等方面进而再去研究制定合适的金融支持政策以更好的推进城镇化具有重要的学术价值和现实意义。本文的研究遵循两条主线：首先，从理论与实证分析两个层面来阐述并验证金融发展对城镇化的深化能够起到较大的推动作用；其次，在明确金融对城镇化的作用原理，并得出金融对城镇化的正向促进作用之后，紧密围绕金融政策对金融发展的影响展开，并对由于金融政策颁布滞后以及落实不到位等原因造成的当前金融发展存在的问题进行深入分析，最后从金融政策引导、支持金融发展的角度出发，为金融支持政策促进金融发展，金融发展又进一步推动城镇化建设提出针对性建议。在此框架下，本文先从理论层面阐明金融发展与城镇化间的相互促进关系，接着梳理了我国城镇化进程中颁布的各项金融政策，并将我国城镇化的内容细化为包括基础设施投资跟进、产业结构布局合理化、社会包容性提高以及生态环境友好四个方面。在此基础上，重点展开金融支持对城镇化的现实促进作用，具体包括金融支持基础设施建设投资、农业产业化及二、三产业转型升级以及农户实现居民身份转变等三个方面，其中，又以基础设施投资为例，测算出未来投资增长空间以粗略估计相应的资金缺口，并联系基建项目的历史融资方式演进和传统的金融体系支持基础设施投资力度不足的现状，提出融资手段创新的意义。同时，本文还选取了1985-2012年的数据，通过计量实证模型来证明了金融中介发展指数、金融体系效率的改善对于城镇化水平的提高具有明显的正向作用，在此基础上，进一步分析指出金融为促进当前城镇化的深入推进应当重点关注的政策层面。最后，本文分析了现有金融支持政策存在的不足方面，并从加强顶层设计的角度提出针对性建议。
[Abstract]:Urbanization, as the historical task of our country's modernization construction, the greatest potential of expanding domestic demand is undoubtedly of great significance for promoting the steady growth of the national economy and improving the living standards of the people. As the core of current economy and society, a series of factors, such as credit policy and supervision mode, will influence the development of urbanization. Therefore, in the process of promoting urbanization, the first step is to clarify the content of financial support. It is of great academic value and practical significance to study and formulate appropriate financial support policies in order to promote urbanization in the aspects of historical performance and effect and related implementation mechanism. This paper follows two main lines: first, from the theoretical and empirical analysis to explain and verify that financial development can play a greater role in promoting urbanization; secondly, in clear the role of finance to urbanization, After the positive effect of finance on urbanization, it is closely focused on the impact of financial policy on financial development. And the problems existing in the current financial development caused by the delay in the promulgation of the financial policy and the lack of implementation are analyzed in depth. Finally, from the angle of the guidance of the financial policy and the support of the financial development, For the financial support policy to promote the financial development, the financial development further promotes the urbanization construction to put forward the targeted suggestions. In this framework, this paper first clarifies the mutually reinforcing relationship between financial development and urbanization from the theoretical level, and then combs the various financial policies promulgated in the process of urbanization in China. The contents of urbanization in China are divided into four aspects: infrastructure investment follow-up, rationalization of industrial structure layout, improvement of social inclusiveness and eco-environmental friendliness. On this basis, the emphasis is placed on the role of financial support in promoting urbanization, including financial support for investment in infrastructure construction, industrialization of agriculture and transformation and upgrading of secondary and tertiary industries, and household identity transformation. Among them, taking infrastructure investment as an example, we calculated the space for future investment growth to roughly estimate the corresponding funding gap. The significance of the innovation of financing means is put forward in the light of the evolution of the historical financing mode of infrastructure projects and the current situation that the traditional financial system supports the investment in infrastructure. At the same time, this paper also selects the data from 1985 to 2012, and proves by econometric empirical model that the improvement of financial system efficiency has a significant positive effect on the improvement of urbanization level. Further analysis points out the policy aspects that finance should pay attention to in order to promote the current urbanization. Finally, this paper analyzes the shortcomings of the existing financial support policies, and puts forward some suggestions from the perspective of strengthening the top-level design.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F299.21;F832

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