XX商业银行进口押汇风险管理研究

发布时间：2018-06-07 08:52

本文选题：xx商业银行 + 进口押汇业务　；参考：《天津大学》2014年硕士论文

【摘要】：中国进入新千年后，中外企业间的国际贸易量与日俱增。为配合客户的业务发展需要，商业银行进口押汇业务也相应的快速发展起来。随着业务的发展，商业银行为保障自身经营的安全性和效率性，更加重视进口押汇业务的风险管理。目前，由于国内商业银行在其进口押汇业务的风险管理上存在疏漏，以至其在经营上常常出现问题。随着新巴塞尔协议的在我国银行界全面铺开，进口押汇的风险管理也越来越受到各商业银行的重视。商业银行对于进口押汇业务风险把控水平的高低，直接影响着商业银行的经营效率和整体发展。本文以xx商业银行进口押汇业务金额审批为研究对象，在充分学习国内外学者关于商业银行对公信贷业务的风险管理研究，并以此为基础，通过风险管理理论、国内外商业银行风险管理理论，以及商业银行进口押汇风险管理措施，利用图表、数据、案例等数据资料，系统分析xx商业银行进口押汇业务风险及管理现状，研究评判其风险管理过程中的审批环节存在一定的不足之处，需要进行一定的改进，并进一步提出改进的意见和建议。本文分为五章内容。第一章绪论；第二章分析目前现行风险管理的理论以及我国商业银行进口押汇风险管理相关理论；第三章分析xx商业银行进口押汇业务风险管理的现行措施以及风险管理现状；第四章分析商业银行进口押汇风险管理的不足以及改进的建议；第五章为结论与展望，总结全文并对今后商业银行进口押汇业务的风险管理做前景展望。文章通过对xx商业银行进口押汇业务风险管理的研究，，找出其不足之处，并提出改进建议，力争做到在保证其押汇业务在风险可控的前提下，最大限度的支持银行业务的开展。
[Abstract]:After entering the new millennium, the volume of international trade between Chinese and foreign enterprises is increasing day by day. In order to meet the needs of the customer's business development, the commercial bank import documentary business has also developed rapidly. With the development of business, commercial banks pay more attention to risk management of import bills in order to ensure their own safety and efficiency. At present, the domestic commercial banks often have problems in their operation because of the omission in the risk management of their import bills. With the new Basel Accord in China's banking sector, the risk management of import bills has been paid more and more attention by commercial banks. The management efficiency and overall development of commercial banks are directly affected by the level of risk control. This paper takes the examination and approval of the amount of money of xx commercial bank's import documentary business as the research object, and fully studies the domestic and foreign scholars' research on the risk management of the commercial bank's public credit business, and on this basis, through the risk management theory, The domestic and foreign commercial bank risk management theory, as well as the commercial bank import bill of exchange risk management measure, uses the chart, the data, the case and so on data material, systematically analyzes xx commercial bank import bill of exchange business risk and the management present situation, There are some deficiencies in the examination and approval in the process of risk management, which need to be improved, and further suggestions and suggestions are put forward. This paper is divided into five chapters. The first chapter is introduction; the second chapter analyzes the current theory of risk management and the related theories of risk management of commercial banks in China; the third chapter analyzes the current risk management measures and the current situation of risk management in xx commercial banks. Chapter four analyzes the shortage of the risk management of commercial bank import promissory bill and the suggestions to improve it. Chapter five is the conclusion and prospect, which summarizes the full text and prospects the future risk management of the commercial bank import promissory note business. Based on the study of risk management of xx commercial bank's import documentary business, this paper finds out its shortcomings, and puts forward some suggestions for improvement so as to support the development of banking business to the maximum extent under the premise of ensuring that its documentary business is under the control of risk.
【学位授予单位】：天津大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33

【共引文献】