商业银行业务创新的协同效应研究

发布时间：2018-06-13 08:46

本文选题：业务创新 + 协同效应　；参考：《统计与决策》2012年13期

【摘要】：文章从理论上分析得出我国分业经营模式下商业银行业务创新中的协同效应主要表现为范围经济和规模经济效应。引入超越对数成本函数对范围经济效应进行实证检验表明我国商业银行业务创新中存在范围经济效应,而且通过对比分析发现业务创新能力强的商业银行的范围经济效应更显著。最后基于上述研究结果提出了相关的政策建议。
[Abstract]:Based on the theoretical analysis, this paper concludes that the synergy effect in the business innovation of commercial banks in China is mainly characterized by scope economy and economies of scale. The introduction of the logarithmic cost function to the scope economy effect shows that there are scope economic effects in the business innovation of commercial banks in China. And through comparative analysis, we find that the scope economic effect of commercial banks with strong business innovation ability is more significant. Finally, based on the above research results, the relevant policy recommendations are put forward.
【作者单位】：湖北经济学院财政与公共管理学院;
【分类号】：F224;F832.33

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