攀枝花市小微企业金融扶持政策研究

发布时间：2018-06-17 22:58

本文选题：小微企业 + 金融扶持　；参考：《电子科技大学》2014年硕士论文

【摘要】：近年来,全球经济和中国经济出现了一些深刻的变化,进入了深度调整期。在这个调整过程中,中国经济增速放缓。2013年上半年以来经济增速明显放缓,导致了中小企业特别是小微企业生存更加困难。为了应对这些困难,小微企业本身需要升级改造,资金需求因此更加旺盛。在政策层面,国家在监管政策和财税政策等方面,也释放出诸多积极信号,旨在鼓励和改善小微企业发展的外部环境。攀枝花市作为西部重要的钢铁、钒钛、能源基地和新兴工业城市,辖内小微企业大多为钢铁、钒钛、煤炭三大产业的加工配套型企业,依附于攀钢、钢企、攀煤三大企业,属于劳动密集型、简易加工型企业,产品附加值不高,市场竞争力较弱,抗风险能力较低。为促进中小企业的发展,攀枝花市政府制定了一系列中小企业扶持政策。2005年,攀枝花市委、攀枝花市政府贯彻落实了《国务院关于鼓励支持和引导个体私营等非公有制经济发展的若干意见》的实施意见,2010年,颁布了《攀枝花市人民政府关于促进非公有制经济(中小企业)加快发展的实施意见》等政策。多年来,通过这些小微企业扶持政策的贯彻落实,促进了攀枝花市小微企业稳定发展。然而,攀枝花市小微企业金融扶持政策体系依然不完善,如政策系统性和可操作性程度不高,金融政策无法全面满足中小企业发展的融资需求,财税政策支持手段难以发挥作用,技术创新政策扶持力度有限等。因此,亟待对现行攀枝花市小微企业金融扶持政策体系进行完善,以发挥政策体系的引导作用,促进攀枝花市小微企业繁荣发展。
[Abstract]:In recent years, the global economy and the Chinese economy have experienced some profound changes and entered a period of deep adjustment. China's economic growth has slowed during the adjustment, which has slowed markedly since the first half of 2013, making it more difficult for small and medium-sized enterprises, especially small and micro enterprises, to survive. In order to cope with these difficulties, small and micro-enterprises themselves need to upgrade, the need for more capital. At the policy level, the state also sends out many positive signals in terms of regulatory policy and fiscal policy, aiming to encourage and improve the external environment for the development of small and micro enterprises. Panzhihua City, as an important iron and steel, vanadium and titanium, energy base and new industrial city in the west of China, is mainly a small and micro enterprise in the jurisdiction of the three major industries of iron and steel, vanadium, titanium and coal. It is attached to the three major enterprises of Panzhihua Iron and Steel, Steel and Coal. It is labor-intensive, simple processing enterprise, low added-value products, weak market competitiveness and low ability to resist risks. In order to promote the development of small and medium-sized enterprises, the Panzhihua Municipal Government has formulated a series of policies to support small and medium-sized enterprises. In 2005, the Panzhihua Municipal Committee, The Panzhihua Municipal Government has implemented the "opinions of the State Council on encouraging, supporting and guiding the Development of Non-public sectors of the economy such as the individual and the Private sector." in 2010, Promulgated the Panzhihua City people's Government on promoting the non-public economy (small and medium-sized enterprises) to accelerate the implementation of policies. Over the years, the implementation of these policies has promoted the stable development of small and micro enterprises in Panzhihua. However, the financial support policy system of small and micro enterprises in Panzhihua City is still imperfect, such as the low degree of systematization and maneuverability of the policy, the financial policy can not fully meet the financing needs of the development of small and medium-sized enterprises. Fiscal and tax policy support means are difficult to play a role, technological innovation policy support is limited. Therefore, it is urgent to improve the current financial support policy system of small and micro enterprises in Panzhihua City, so as to give full play to the guiding role of the policy system and promote the prosperity and development of small and micro enterprises in Panzhihua City.
【学位授予单位】：电子科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F275;F276.3;F832.4

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