中美储蓄率比较研究——兼评我国总储蓄率偏高之说

发布时间：2018-06-23 02:19

本文选题：总储蓄 + 净储蓄　；参考：《经济体制改革》2012年05期

【摘要】：1992～2010年间,中国总储蓄率比美国高出30几个百分点。其原因是由于国企尤其是大型央企收入大幅增加但很少上交红利,同时民营企业缺乏融资渠道,只好依赖自我储蓄。同期我国政府储蓄率的上升是由于政府财政收入增长一直高于GDP增速,而政府的公共支出偏低;而美国的居民储蓄率不断下降。美国居民储蓄率的下降主要源自美国近年来的财富增加,信用的泛滥及日趋完善的社会保障。针对当前中国储蓄率过高的说法,本文认为不可简单套用国际比较,不仅要考虑中国独特的历史文化背景和特殊的经济发展阶段,更重要的是还要看中美两国人均储蓄额和人均投资额。当前我国储蓄率有其内在规律,符合我国现阶段经济发展要求,不宜认为过高。
[Abstract]:Between 1992 and 2010, China's total savings rate was more than 30 percentage points higher than that of the United States. The reason is that state-owned enterprises, especially large central enterprises, have seen a big increase in their income but rarely pay dividends, while private enterprises lack access to financing and have to rely on their own savings. The rise in our government savings rate over the same period is due to the fact that government revenue growth has been higher than GDP growth, while government public spending has been low, while the U.S. household savings rate has been falling. The decline in the saving rate is mainly due to the increase in wealth, credit and social security in the United States in recent years. In view of the view that China's savings rate is too high, this paper argues that international comparison should not be simply applied, but not only the unique historical and cultural background of China and its special stage of economic development, but also its unique historical and cultural background. More importantly, China and the United States per capita savings and investment per capita. At present, the savings rate of our country has its inherent law, which accords with the requirement of our country's present economic development, and should not be considered too high.
【作者单位】：中国社会科学院研究生院;
【分类号】：F832.22

【参考文献】