银行反洗钱信息数据甄别系统的设计与实现

发布时间：2018-06-29 05:06

本文选题：反洗钱 + 银行　；参考：《吉林大学》2014年硕士论文

【摘要】：随着我国国民经济的迅速提高，国民生活水平也大力提高，金钱在深入到生活的各个方面，由于金钱的作用也使得犯罪日益突出。洗钱活动，是一项突出的经济犯罪。洗钱是利用各种手法，将非法所得及非法的相关收入成为合法的收入，让非法的收入变成合法化。在经济越来越全球化的今天，通过洗钱而进行的一系列的有组织的、有预谋的犯罪活动越来越猖獗，给我国经济的发展带来了严重的影响，甚至给我国的国家安全也带来了严重的威胁。自改革开放以来，我国对外经济外贸额度不断增大，随着全球科技的发展，洗钱的手法也五花八门，日益增大，也越来越复杂！为了遏制洗钱等带来的一系列的犯罪问题，我国政府在反洗钱制度的建设方面以及监管力度方面都做了大量而行之有效的工作，在各个涉金融领域如：保险业，证券业，银行业，等进行了大量有效的工作，然而，基于各种原因，银行业的反洗钱工作在制度建设和系统跟踪上，仍然是远远落后的。对于银行的大量的交易数据，传统的识别方法和举报手段已经显得越来越力不从心了。现在非常紧迫的事是，建立一个可又对犯罪进行随进监控的平台，幸而科技的发展日新月异，强大的可以高速运算的计算机系统，以及先进的监测计算方法给银行业的反洗钱管理工作，带来了令人充满喜悦的曙光。本系统利用银行的特性，跟据数学模型与规则，用计算机软件算法实现自动查除与识别，，提出使用知识库系统来管理知识算法，在实现对银行业大额和可疑交易资金的监控、甄别功能，来提搞得洗钱活的识别的效率与准确性。与本论文对银行反洗钱信息数据甄别系统进行需求分析，并给出系统总体架构及详细设计步骤，主要实现了以下功能：大额交易的识别；可疑交易数据的甄别；对甄别信息数据系统详细设计，对反洗钱信息数据进行识别；对本系统开发达到预定目的与取得相应的价值。
[Abstract]:With the rapid improvement of our national economy, the standard of living of the people has also been greatly improved. Money in all aspects of life, because of the role of money also makes the crime increasingly prominent. Money laundering is a prominent economic crime. Money laundering is the use of various techniques, illegal income and related income into legal income, so that illegal income into legalization. Today, when the economy is becoming more and more globalized, a series of organized and premeditated criminal activities carried out through money laundering are becoming more and more rampant, which has had a serious impact on the economic development of our country. Even to our country's national security also brought serious threat. Since the reform and opening up, China's foreign economic and foreign trade quota has been increasing, with the development of global science and technology, money laundering techniques are also diverse, increasing, and more complex! In order to curb a series of criminal problems brought about by money laundering, our government has done a great deal of effective work in the construction of anti-money laundering system and its supervision, and has done a lot of effective work in various financial fields such as the insurance industry and the securities industry. However, for various reasons, the banking anti-money laundering work is still far behind in the system construction and system tracking. Traditional methods of identification and reporting have become more and more difficult to deal with the massive transaction data of banks. Now it is very urgent to set up a platform that can monitor and monitor crime with each passing day. Fortunately, with the rapid development of science and technology, there is a powerful computer system that can run at high speed. And advanced monitoring and calculation methods to the banking industry anti-money-laundering management, bringing joy to the dawn. This system utilizes the characteristics of the bank, according to the mathematical model and rules, uses the computer software algorithm to realize the automatic search and identification, and proposes to use the knowledge base system to manage the knowledge algorithm, which can realize the monitoring of the large amount and suspicious transaction funds of the banking industry. Screening function to make money laundering live identification efficiency and accuracy. In this paper, the requirements of the bank anti-money laundering information data screening system are analyzed, and the overall structure and detailed design steps of the system are given. The main functions are as follows: identification of large value transactions, identification of suspicious transaction data, and identification of suspicious transaction data. The system of discriminating information data is designed in detail, and the information data of anti-money laundering is identified, and the system is developed to achieve the predetermined purpose and obtain the corresponding value.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：TP311.52

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